DSCR Loans: Close in 14 Days

Rates from 5.75% · Up to 85% LTV · Nationwide. Qualify on rental cash flow, not your paycheck.

Apply for a DSCR Loan

Hard Money Loans: Close in 5 Days

Rates from 7.875% · Up to 75% ARV · Up to 90% of purchase and 100% of rehab. Fast funding for investors.

Apply for Hard Money

USDA Loans: $0 Down

100% financing for eligible rural and suburban homes. No down payment. Pre-qualify in minutes.

Apply for a USDA Loan

Bridge Loans for Fix & Flip and Fix-to-Rent

Flexible short-term financing to buy, renovate, and sell or rent your next deal.

Apply for a Bridge Loan

First-Time Home Buyer Loans

Low down payment programs and fast pre-qualification, built around you.

Apply for a First-Time Buyer Loan

FHA Loans: 3.5% Down

Flexible credit guidelines for buyers who want a low down payment. Pre-qualify in minutes.

Apply for an FHA Loan

Conventional Loans: As Little as 3% Down

Competitive rates and flexible terms for buyers with strong credit.

Apply for a Conventional Loan

Fix & Flip Loans: 90% Purchase + 100% Rehab

Up to 90% of the purchase price and 100% of rehab costs covered. Fund the flip, keep the profit.

Apply for a Fix & Flip Loan

VA Loans: $0 Down for Veterans

No down payment, no monthly mortgage insurance, and exclusive rates. Thank you for your service.

Apply for a VA Loan

Cash-Out Refinance

Tap the equity you’ve earned to lower your payment or fund what’s next.

Apply for Cash-Out Refinance

FHA Streamline Refinance

No credit check, no appraisal, and no income verification. Refinance without the hassle.

Apply for FHA Streamline
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Investor LoansCustom Built for Investors with Faster Closing

Find the right loan program

Compare our investor loan programs and apply online for a fast close.

Home Loans & MortgagesCustom Built for Home Buyers & Investors

Find the right home loan program

Compare our residential loan programs and apply online to get started.

If your state isn’t listed below, you can still submit an application – we’re licensed nationwide.
FL · GA · MD · CA · OH · TN · NJ · CT · NC · TX

FHA Loan

  • Starting at 3.5% down
  • 100% grant program available
  • Gifted down payment is OK
  • Up to 6% seller credit
  • Best rates and terms for credit scores over 580
FHA Loan Options
FL · GA · MD · CA · OH · TN · NJ · CT · NC · TX

VA Loan

  • No money down home loan
  • No mortgage insurance required
  • No prepayment penalties
  • Best VA lending solutions
  • For active, retired and National Guard
  • See if you qualify today
VA Loan Information
FL · GA · MD · CA · OH · TN · NJ · CT · NC · TX

First Time Home Buyer Loan

  • Low down payment options
  • Down payment assistance programs may be available
  • Gifted funds accepted toward your down payment
  • Flexible credit guidelines
  • Guidance from pre-approval to closing
First Time Buyer Options
Nationwide

Reverse Mortgage

  • Enjoy the equity you’ve built in your home without moving
  • Take a monthly allowance from your home equity
  • No monthly mortgage payments
Reverse Mortgage Info
Nationwide

Refinance

  • Cash out and lower your rate
  • Switch to a fixed rate to avoid unexpected adjustments
  • Consolidate your debt
  • Fund a vacation
  • Buy investment property
Refinancing Info
Nationwide

Construction Loan

  • Build a new home on your own lot or one you buy
  • Funds released in stages as construction progresses
  • Interest-only payments while you build
  • One-time close option that converts to a permanent mortgage
Construction Loan Options

Commercial Real Estate LoansCustom Built for Commercial Real Estate Investment

Commercial Loan Programs

Compare our commercial financing options and apply online to get started.

Refinancing Walkthrough

Home Buying Guide

Popular Loans

About Us

Doug Thaler
NMLS ID #1826020

4830 West Kennedy Blvd.
Suite 600-A,
Tampa, Florida 33609
+1-800-826-5077

Real Estate & Mortgage Financing for Investors and Homebuyers

Whether you are scaling a rental portfolio, flipping your next property, or buying your family’s first home, we offer fast closings, flexible programs, and a simple process built around your goals.

Investment Property Loans

We specialize in real estate financing for investors and developers across residential, commercial, and income-producing properties. Our investment loan programs offer fast closings, reduced documentation, and industry-leading terms, so you can move quickly, leverage your equity, and execute profitable deals with confidence. From acquisition to refinance, every program is built around your investment strategy.

Licensed to serve investors nationwide on all investment loan programs
5 DaysHard Money Closings
14 DaysDSCR Closings
From 5.75%DSCR Rates
From 7.875%Hard Money Rates
100%Of Rehab Costs

Hard Money Loans

5 Days Close

Rapid funding built for investors who move fast. Rates start from 7.875%, with up to 75% of ARV and up to 90% of the purchase price plus 100% of rehab costs.

DSCR Loans

14 Days Close

Qualify on your rental cash flow, not your paycheck. Rates start from 5.75% with up to 85% LTV, so you can close faster and scale your portfolio sooner.

Fix & Flip Loans

90% Purchase + 100% Rehab

Flexible short-term financing for your next fix & flip or fix-to-rent deal. Fund up to 90% of the purchase price and 100% of your rehab costs so you keep more cash for the next project.

Bridge Loans

Fast Closings

Short-term capital to close on a new property quickly while you wait on a sale, a refinance, or permanent financing. Reduced documentation keeps the process moving.

Multifamily Loans

Income-Producing Properties

Financing for apartment buildings and multi-unit properties, designed for investors and developers who want to grow cash flow and build long-term wealth.

Apply for DSCR Apply for Hard Money / Flip

Residential Home Loans

We also offer a full range of home loan solutions designed to help individuals and families reach their homeownership goals. Whether you are a first-time home buyer, a veteran using your VA benefits, or building your dream home, our programs are built around your needs, with competitive rates, personalized guidance, and a seamless process from pre-qualification to closing.

Residential loans available in FL, TX, MD, TN, OH & GA
$0 DownVA & USDA Options
No Monthly MIOn VA Loans
MinutesTo Pre-Qualify
6 StatesFL · TX · MD · TN · OH · GA

FHA Loans

Low Down Payment

Government-backed financing with flexible qualification guidelines, ideal for buyers building credit or with a smaller down payment. Already have an FHA loan? Ask about our streamline refinance with no credit check, no appraisal, and no income verification.

VA Loans

$0 Down

Thank you for your service. Eligible veterans and service members can buy with $0 down, no monthly mortgage insurance, and exclusive rates for veterans.

First-Time Home Buyer Loans

Pre-Qualify in Minutes

Fast, friendly programs with personalized guidance at every step. Explore low down payment options, plus 100% USDA financing with no down payment for eligible properties and buyers.

Construction Loans

Build Your Dream Home

Finance the land, materials, and labor to build a new home from the ground up, with flexible draw schedules that keep your project on track.

Bridge Loans

Buy Before You Sell

Move into your next home without waiting for your current one to sell. A bridge loan uses your existing home’s equity to cover the down payment and gives you the strength to make a competitive offer.

Looking to lower your payment or tap into your equity? We also offer conventional loans, cash-out refinancing, reverse mortgages, and foreign national loans.

Apply Now Pre-Qualify

Rates, terms, and program availability are subject to change and depend on credit approval, property type, loan amount, and borrower qualifications. Not all borrowers will qualify. Investment loans are for business or investment purposes only.