Fast Hard Money Lending Solutions in Clearwater FL
Lenders provide hard money financing and the loan is secured with the property’s value. The loans offered are through private money lenders and do not
Qualify for a 12 Month Statement Only Loan
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Qualify with your most recent business or personal bank statements.
NON QM HOME LOANS
Qualify with just 3 months of business or personal bank statements.
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Qualify with just 12 months of business or personal bank statements.
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The most competitive Jumbo Prime Home Loan in the market .
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Letter of good standing from your current financial institution or international credit report.
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Qualify with the most recent financial statement
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Non Owner Occupied. Purchase or Refinance.
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Interest Only Home Loans
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Home Loans For
Self-Employed Borrowers
12 Month Statement Loan
Simple Process for Self Employed Borrowers. Non QM Home Loan:
1. Fill Out Application
2. Upload 12 months of Business or Personal Bank Statement
3. We will order credit and send you a pre-qualification.
Good Luck with your home search!
Conventional and FHA loan programs require tax documents to prove your income. Non qualifying mortgages offer bank statement mortgages that have no need for filed tax paperwork or returns. Our underwriters will evaluate your business or personal deposits based on your bank statement. For the purpose of qualifying you can use from 3 months tax statements to 24 months to qualify.
An asset depletion loan divides the total cash balance in an account over a determined time period to come up with your qualifying income. This is known as an asset depletion loan. As an example, a $200,000 account balance may result in $833.33 of additional monthly qualifying income.Basically, your being qualified with money that you have in the bank or your 401k, without having to use those funds.
Non-QM loans may be a good choice for investors who own more than have 10 or more financed properties. FHA government and conventional loans allow for up to 10 mortgage loans . For these borrowers we can offer debt-service coverage ratio loans for real estate investors. If the rent on a new home covers the monthly payment, you don’t need other income to qualify. This product works well for fix and flip investors or vacation home rental investors. To qualify for a flip loan go to FLIP LOAN
You may be eligible for a non-QM loan one day after completing a foreclosure or bankruptcy. You typically need to wait two to three years after a bk event. Call our customer service department to see if you currently qualify. 800-826-5077.
A Foreign National is a citizen of another country who travels to or lives in the U.S. for brief periods of time for work or vacation. Non-QM loans for foreign nationals in many cases may not require a Social Security number, proof of U.S. income or credit.
Self employed or commissioned income-earners that do not receive regular payments may benefit from an interest-only loan. Interest only payments allows for lower payment options. Understand what your term is and when your loan converts to principal and interest so you are not surprised when your interest only term expires.
A Non QM Home Loan, 12 month statement loan is perfect for those that do not want to use employment or income to qualify for a home loan.
INVESTMENT REAL ESTATE LOAN PRODUCTS
$100,000 – $250Million
12 to 24 month terms
No call protection /
lockout
Up to 100% LTV
Interest only amortization
No initial DSCR
requirement
Recource/Non-recourse
Multifamily, condos, student housing, mixed use w/ majority residential, others assets case by case
$100,000 – $250Million
12 to 24 month terms
No call protection /
lockout
Up to 80% of cost
Interest only amortization
No initial DSCR
requirement
Non-recourse
Multifamily, condos, student housing, mixed use w/ majority residential, others assets case by case
$100,000 – $250Million
5 or 10 year terms.
30, 40 year Amortization
Up to 75% of value
IO and amortization options
1.20x DSCR requirement on 30-year amortization
Non-recourse Available
Multifamily, condos, ground up construction, mixed use w/ majority residential, Office, Retail, others assets case by case
Commercial Real Estate Loan
Commercial Real Estate Loan Application
As the leading private lender for multifamily and residential real estate investment property, CambridgeHomeLoan.com offers extensive debt solutions through a vertically-integrated, national lending platform. We offer borrowers fast, certain and efficient execution. With a proven track record of financing and over 25 years in business CambridgeHomeLoan.com understands the needs of investors throughout the investment lifecycle, from acquisition to renovation to stabilization.
Multi Family – Commercial Real Estate Loans
Satisfying More Clients. One Loan at a Time.
PERMANENT FINANCING
CONSTRUCTION LOANS
BRIDGE LOAN
AGENCIES
MEZZANINE FINANCING
SBA 504 & 7A USDA B&I CREDIT LEASE FINANCING
At CambridgeHomeLoan.com, our commercial lending professionals understand the great opportunities and the myriad challenges facing small, middle, & large market business owners and executives. We excel at provide financing solutions tailored to your needs. Our understanding of the many unique aspects and challenges of your business allows us to work towards accommodating your financing requirements. We employ our creativity, experience and expertise to build the right solution for you.
Expert Residential, Commercial and Investment Real Estate Blog
Lenders provide hard money financing and the loan is secured with the property’s value. The loans offered are through private money lenders and do not
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IF ITS RELATED TO REAL ESTATE WE LEND ON IT.