Most recent pay check stubs covering a 30 day period
Your latest pay stubs will not only show a gross monthly income but will also show a year to date total verifying your income
Your last two years W2 forms from the previous two years.
Copies of your past few months bank statements.
Most lenders will ask for two month’s of bank statements but your lender may want to see three so throwing in a few extra months cannot hurt.
*If you are self-employed, provide your past two years of income tax returns. Both business and personal tax returns in addition to year to date P&L (Profit and loss) statements.
**All borrowers that will be on the loan application will be required to provide this information. This information pertains to your standard conventional loans.
Statement only, Asset only, P&L only and other loan types will have different document requirements.
How Long Does it Take to Refinance a House?
Expert Home Loan and Mortgage Advice
Whether you are looking for a home of your very own or are interested in creating a long term working relationship with a realtor for
The changes in financing options available for residential investment properties over the last 5 years are staggering. Lenders have relaxed the credit and income guidelines