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Top Reasons For Hard Money
The top reasons investors use hard money loans: Here are the Top $ Reasons to use a Hard Money Loan for your real estate investment
March 27, 2023 No Comments
Asset Depletion Loan
Asset Depletion Loan
Asset Depletion Home loan
Use just your assets (Bank Accounts, 401K Retirement Accounts to qualify)
No W2s or Tax Returns
APPLY NOW!
Asset Depletion Loan
Qualify for a home loan with just your assets
Asset Depletion Home Loans
- Borrower does not have to be currently employed
- Only show 2 months of statements for qualifying account
- Qualify with a FICO score down to 600
- 75% Max LTV Purchase
- 70% Max LTV Refinance
- Owner occupied only
- Can use liquid Assets
- Asset only home loan
Asset Depletion Home Loan
Asset only home loans. Employed or unemployed. Qualify with just liquid assets to cover the loan balance.
Get the loan you need from the Assets You Own!
An asset depletion loan, also known as an asset depletion home mortgage, is a type of non-QM loan that allows borrowers to utilize their substantial assets to qualify for a home mortgage loan instead of using employment income. Your assets are used as collateral to pay back the loan instead of your income. Different types of assets that can be used include checking accounts, savings, money market accounts, certificates of deposits, retirement accounts (such as 401K or IRA) or other investment accounts such as bonds, mutual funds and stocks. The best targeted borrowers that benefit from an asset depletion loan mortgage include self-employed with insufficient traditional, verifiable income, retirees with insufficient verifiable fixed income or individuals with a large number of assets in the U.S.that the bank can use as collateral for your mortgage.
Asset Only, Self Employed Borrowers Jumbo Loans - Foreign National Loans
3 Month Bank Statement Loan
Qualify with just 3 months of business or personal bank statements.
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12 Month Bank Statement Loan
Qualify with just 12 months of business or personal bank statements.
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Jumbo Prime Home Loan
The most competitive Jumbo Prime Home Loan in the market today.
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Foreign National Home Loan
Letter of good standing from your current financial institution or international credit report. Learn More
Asset Depletion Home Loan
Qualify with the most recent Bank or retirement account statement
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Investor Cash Flow Home Loan
Non Owner Occupied. Purchase or Refinance.
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Interest Only
Interest Only Home Loans
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Fix To Flip and Fix To Rent Investor Loans
Up to 90% of the Purchase 100% of Rehab + Refi to Rent
Fix & Flip - Fix To Rent Investment Loan
Investment loans for 1-4 family purchase, rehab and refinance
Click Here INVESTMENT REAL ESTATE LOANS
Multi Family Loans
Up to 90% of the Purchase 100% of Rehab + Refi to Rent
Fix & Flip - Fix To Rent Investment Loan
Investment loans for 1-4 family purchase, rehab and refinance
Click Here 
$100,000 – $50M
12 to 24 month terms
No call protection /
lockout
Up to 100% LTV
Interest only amortization
No initial DSCR
requirement
Recource/Non-recourse
Multifamily, condos, student housing, mixed use w/ majority residential, others assets case by case
Construction
$100,000 – $25M
12 to 24 month terms
No call protection /
lockout
Up to 80% of cost
Interest only amortization
No initial DSCR
requirement
Non-recourse
Multifamily, condos, student housing, mixed use w/ majority residential, others assets case by case
Permanent
$100,000 – $100M
5 or 10 year terms
Call protection / lockout depends on loan term
Up to 75% of value
IO and amortization options
1.20x DSCR requirement on 30-year amortization
Non-recourse
Multifamily, condos, student housing, mixed use w/ majority residential, others assets case by case
MULTIFAMILY LOANS
BRIDGE LOANS – VALUE ADD – CMBS – INSURANCE – HUD
As the leading private lender for multifamily and residential real estate investment property, CambridgeHomeLoan.com offers extensive debt solutions through a vertically-integrated, national lending platform. We offer borrowers fast, certain and efficient execution. With a proven track record of financing and over 25 years in business CambridgeHomeLoan.com understands the needs of investors throughout the investment lifecycle, from acquisition to renovation to stabilization.
Commercial Real Estate Loans
For Fix and Flip & Fix To Rent Investment Loans & Bridge Loans
Multi Family Commercial Real Estate Loans
Nationwide experience and a local presence.
REFINANCE OR ACQUISITION FINANCING
- Investment Properties or owner-occupied commercial real estate
- Conventional Loans or transitional loans
- Storied loans
- Loans requiring unique financing structures
Satisfying More Clients. One Loan at a Time.
PERMANENT FINANCING
CONSTRUCTION LOANS
BRIDGE LOAN
AGENCIES
MEZZANINE FINANCING
SBA 504 & 7A USDA B&I CREDIT LEASE FINANCING
At CambridgeHomeLoan.com, our commercial lending professionals understand the great opportunities and the myriad challenges facing small, middle, & large market business owners and executives. We excel at provide financing solutions tailored to your needs. Our understanding of the many unique aspects and challenges of your business allows us to work towards accommodating your financing requirements. We employ our creativity, experience and expertise to build the right solution for you.
- Quick Response
- Multiple Options
- Lower Rates
- Fast Closings
FINANCING FOR:
AGRICULTURAL & FARM
CHURCH & MINISTRY
OWNER OCCUPIED
HOSPITALITY
INDUSTRIAL
INTERNATIONAL REAL ESTATE
LAND
MULTIFAMILY
OFFICE RETAIL
SBA 7(A) & 504
SENIOR HOUSING
SPECIAL PURPOSE PROPERTIES
USDA B&I LOANS.
BRIDGE LOANS
- Quick closing
- Complicated story
- Renovation
- Lease-up
- Temporary liquidity
- Recent bankruptcy
Expert Residential, Commercial and Investment Real Estate Blog
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Fast Hard Money Lending Solutions in Clearwater FL
Lenders provide hard money financing and the loan is secured with the property’s value. The loans offered are through private money lenders and do not
March 26, 2023 No Comments
Hard Money Loan Lender West Palm Beach
Lenders offer hard money financing, which is where the loan is secured by the property’s value. Hard money loans are offered by private money lenders,
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Top 5 advantages of Bridge Loan in Florida
1) It can be difficult to understand commercial real estate bridge loans in Florida, but it’s not. Commercial real estate bridge loans are available for
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What is DSCR Loan? Benefits of DSCR Loan?
The Debt Service Coverage (DSCR Loan) can be used to purchase, refinance or for a cash out refinance of investment and commercial properties. DSCR is
March 23, 2023 No Comments
Hard Money Loan
Everything You Need to Know About Refinancing a Hard Money Loan
Refinancing a hard money loan can be a complex process, but it can also provide many potential benefits. This guide provides an overview of key
March 19, 2023 No Comments
IF ITS RELATED TO REAL ESTATE WE LEND ON IT.