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What is a non qualifying mortgage
Non qualifying mortgages referred to as Non QM home loans are loans that do not comply with the Consumer Financial Protection Bureau’s existing regulations for Qualifying Mortgages. Non Qualified Mortgage loans accommodate people who are not able to prove they are capable to repay the mortgage through traditional “bank” required paperwork. Non QM mortgage work for many W2 and self employed american’s. Those of us who do not want to share tax returns or confidential sensitive information but would like to purchase a home. These may include self employed borrowers, first time homebuyers, buyers with substantial assets but limited income, jumbo and super jumbo borrowers and investors.
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