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Texas Hard Money Lender Changes The Game!

 

Best Hard Money Lender Texas: Best Hard Money Rates Texas

Introduction

If you’re a first time or experienced real estate investor in Texas, , looking for fast financing options, a hard money loan could be the solution for your looking for.

For Best Hard Money Rates Texas

If you’re a first time or experienced real estate investor in Texas, , looking for fast financing options, a hard money loan could be the solution for your looking for.

Unlike bank loans, hard money loans are based on the value of the collateralized asset, making them ideal for investors who need fast funding and flexible lending parameters. 

In this article, we will explore how to obtain the lowest rates and fastest closing times for a hard money loan Texas.

For Best Hard Money Rates Texas

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Hard Money Lender Texas and Understanding Texas Hard Money Lending Parameters

When searching for a hard money lender in Texas, it’s important to understand the key parameters that Texas lenders typically consider. These parameters include:

1.       Closing Time: Hard money loans in Texas can be funded within 5 days. This ensures a quick turnaround time for investors.

2.       Loan Size: As a hard money lender Texas we can  offer loan sizes ranging from $100,000 to $200,000,000, catering to all types of investment needs.

3.       Loan-to-Value (LTV): Up to 90% LTV  (90% of the Purchase Price)

4.       Loan-to-Cost (LTC): In Texas we can offer up to 85% LTC, enabling investors to finance a larger portion of their project costs.

5.       Loan Term: Hard money loans typically have a term of 12, 24 or 36 months, allowing investors to complete their projects with ease.

6.       Interest Rates: Interest rates for Texas hard money loans range from 6.49% to 11.99%, depending on various factors such as loan amount and borrower’s creditworthiness.

7.       Amortization: Hard money loans often have interest-only payment options, providing flexibility for investors.

8.       Lending Areas: While Texas is a large market for us, we do lend nationwide for most loan products.

 

Fix-and-Flip Loans Texas

House flippers in Texas can take advantage of CambridgeHomeLoan.com  fix-and-flip loans. These loans provide financing for purchasing and renovating properties, with interest rates ranging from 10% to 11.99%. With loan terms up to 36 months and up to 90% of the purchase and 100% of the rehab and no property restrictions, your have your one stop shop for fix and flip financing.

Ground-Up Construction Loans

Residential builders in Texas can benefit from CambridgeHomeLoan.com ground-up construction loans. These loans are specifically designed to finance new construction projects and can cover up to 90% of the loan-to-cost ratio. With interest rates ranging from 10% to 11.99% and a loan term of up to 36 months, builders can access the capital they need to fund their construction costs.

Commercial real Estate Loan Texas

Hard money loans are perfect for commercial real estate investments. Buy being able to close fast a buyer can typically obtain a better than market price enabling a profit winfall sometimes right after closing.  

Multifamily Value Add Investment Properties

For multifamily and multifamily value add there is no better product in the Texas market that a Texas Hard money Loan. The Texas market is super competitive and those with an edge will win out every time.  Multifamily loans in Texas can cover up to 90% of the loan-to-cost ratio. With interest rates ranging from 10% to 11.99% and a loan term of up to 36 months, builders can access the capital they need to fund their multifamily projects. CambridgeHomeLoan.com also lends 100% of the rehab costs on multifamily value add properties. 

Business Loans Texas

In addition to real estate investment loans, CambridgeHomeLoan.com offers loans ranging from $1,000 to $1000,000 as unsecured lines of credit and business loans. These loans are suitable for individuals who need financing fast for just about any purpose. With competitive rates starting at 8% APR and no collateral required, borrowers can easily apply online and receive pre-approval within 30 minutes. You must have been in business for 3 years to qualify.

Partnering with CambridgeHomeLoan.com

Investors in need of hard money loans for their real estate projects can trust Capital Funding Financial to provide fast and efficient financing solutions. With their experience in the industry, CambridgeHomeLoan.com offers a streamlined online application process, flexible loan terms, and attractive rates.

To get started with your loan application, contact CambridgeHomeLoan.com today at 800-826-5077. You can also visit their website at https://www.cambridgehomeloan.com/hard-money-loan-lender/ to learn more about their loan programs and apply online.

Conclusion

When it comes to real estate investing in Texas, a hard money loan AKA Bridge Loan, DSCR Loan, etc.  can provide the speed and flexibility that traditional bank loans often lack. With the Texas housing market booming, having access to quick funding and competitive rates is essential for investors looking to seize opportunities. 

CambridgeHomeLoan.com offers a range of hard money loan options, from fix-and-flip loans to long-term rental loans, making them a trusted partner for real estate investors in Texas and now Nationwide! Contact them today to explore the financing solutions that best suit your investment needs.

Texas Hard Money Lender: Finding the Best Rates and Fast Closing Times

Disclaimer: The information provided in this article is for informational purposes only and should not be construed as financial or legal advice. It is always recommended to consult with a qualified professional before makin

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HARD MONEY LENDER TEXAS

LOANS CUSTOM BUILT FOR REAL ESTATE INVESTORS

Fix To Rent Loan

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $250 million

Fix and Flip Loan

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $250 million

MultiFamily Loan /
Commercial

        • 1-50+ properties

        • Multifamily, Ground Up.,
        • Mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost

      • $1M – $250M

      • Purchase, Refinance, Cash Out

Fix and Flip Texas Loan Summary

A “fix and flip” loan is a bridge loan or sometimes called a hard money loan used to purchase property with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A fix and flip loan works really well in these situations.

  1. When you need to close fast (Our quick close time is 5 days!)
  2. High leverage or a low down payment is required.
  3. The property needs funds for renovations.
  4. You cannot provide verifiable income (no tax returns required).
  5. The asset is not yet stabilized, leased up, or producing any income.
  6. If you want a short term loan with no prepayment penalty

At CambridgeHomeLoan.com, our fix and flip and fix to rent loans close very quickly… as little as 5 days! Fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation! We offer a 100% program and a limited documentation 90% down loan program. Fix and Flip loans are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once utilizing bank funds!  Additionally, CambridgeHomeLoan.com finances the acquisition and the rehab costs of the project.

Program Summary

Loan Amount:$100,000 – $250 Million
Term Length:12 – 36 Months
Max LTV:100%  (90% Limited Doc)
Rehab:Funded 100%
Amortization:Interest only
Interest Rate:Starting at 6.99%
Closing Time:5 – 14 Days
Loan Use:Purchase, Rehab, Refinance
Cash out refinance

For Best Mortgage Rates in Texas cll for more information on Hard Money Loans CLICK HERE!

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