Bridge Loan Florida

Our Bridge Loan Advantages:

  • Up To 90% of Purchase, 100% Of Rehab
  • Close as fast as 5 Days!
  • Commercial and Investment Properties
  • Fix and Flip Loans, Multifamily Loans
  • Commercial Loans & Investment Loans
  • 12, 24, 36 Months.  Interest Only! Fast Close!


Bridge Loans In Florida
Custom Built for Real Estate Investors

Excited about flipping homes and eager to begin your next project even before your latest masterpiece sells? Our Bridge Loan empowers you to leverage your equity to continue to build your real estate investment portfolio.

Rental loans
    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10, 30, 40 year terms

      • Up to 85% LTV
    • Interest Only Period Allowed

      Up to 75% of completed value

    • $70,000 – $200 million

Fix And Flip
Bridge Loan Florida

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of Purchase

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $250 million

Multi Family Bridge Loan FL. /
Commercial Real Estate

        • 1-500+ properties

        • Multifamily, condos, student housing,
        • mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost or 87% Limited Doc.

      • $500,000 – $250Million

      • Bridge Loan, Construction Loans, Permanent, Refinance, Cash Out Refinance
dscr loan program


*Up To 85% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required
* Foreign Nationals Eligible
* 30 and 40 year terms

construction loan


Looking for a ground up construction loan. Are you a builder or investor building a spec house or a P.U.D.
Discuss your ground up scenario with us today and take advantage of the housing shortage.
30-60 DAY CLOSE!
100% of Construction Provided

fix and flip loan programs


Looking for a fix to flip or fix to rent bridge loan. Up to 90% of the purchase and 100% of the rehab. Closing as fast as 5 days!
Up To 90% of the Purchase
100% of the Rehab
75% of The ARV (As repaired Value)
No Experience Required
Foreign Nationals Eligible

Bridge Loan Florida

Easy Process

No Appraisal Required

Tax Returns Not Needed

No Minimum Credit Req.

cash out refinance

Fast Approvals

Streamlined Underwriting

Approval in 24 Hours

Close in as little as 3 days

Bridge Loan Florida

Reliable Partner

In House Capital

30+ Years of Experience

Direct Private Lender

No Income & No Employment Bridge Loan Florida

Bridge Loan Florida

Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Bridge Loan Application

How Bridge Loans Are Helping Investors in Florida

Real Estate investors are benefitting significantly from bridge loans in several ways. 

Seizing Investment Opportunities: With the rapid acquisition of funds through bridge loans, investors can promptly capitalize on promising real estate opportunities, even in high-demand markets like Tampa, Miami Beach, Orlando, Fort Lauderdale, etc.

 Funding Renovations: Investors often target properties that require renovation to increase their value. Bridge loans can finance these improvements, making the properties more attractive to buyers. A Fix and Flip Loan is a type of bridge loan that offers up to 90% of the purchase price and 100% of the rehab costs to investors.

Overcoming Financing Hurdles: Traditional lending institutions may pose obstacles for investors. Bridge loans offer an alternative source of financing, allowing investors to act decisively.

Short-Term Financial Solutions: Bridge loan Florida are investment real estate loans designed to provide short-term solutions, aligning well with the investment strategies of many real estate investors seeking perfect investment opportunities in Florida.

Transition Assistance: Investors transitioning between properties can use bridge loans to secure new properties without having to wait for the sale of their existing ones.

Bridge Loan in Florida

We provide a Fast Close for Investment Properties and Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate. 

Purchase, Refinance and Cash out Refinance programs available. Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily value added acquisition. 

100% of the construction costs. For all of your hard money needs, contact us today! Great Rates!  Fast Close!! Once completed we can refinance into a 30 year loan at low rates!

        Commercial Real Estate Bridge Loan Florida

* Commercial Value Added Properties: Up to 100% of the purchase, 100% of the Rehab. Up to 75% of as repaired value.

* Multifamily Value Added Properties (See Above) or 87% LTC.

* Commercial & Investment Real Estate Financing: Conventional Purchase, Refinance, Cash Out Refinance

How Real Estate Investors can take advantage of Bridge Loans In Florida?

Bridge financing is a valuable tool for real estate investors in Florida, allowing them to seize opportunities, close deals, and manage the complexities of property acquisition. Here’s a guide on how and where to use bridge financing effectively in Florida:

Investment Property Purchase: Bridge loans can be used to purchase an investment property quickly. Florida’s real estate market is competitive, and the ability to close deals rapidly is often a decisive advantage. Investors can use bridge financing to secure the property while they work on obtaining conventional financing or prepare for a quick resale.

Property Renovation or Flipping: Real estate investors frequently use bridge loans to fund property renovations or flips. These short-term loans can cover the purchase and renovation costs, and investors can sell the property for a profit once the improvements are completed.

Commercial Real Estate Acquisition: Bridge financing is not limited to residential properties. Investors can use these loans to acquire commercial real estate assets, such as office buildings, retail spaces, or warehouses. Commercial properties often have longer sales cycles and require more complex financing arrangements, making bridge loans an ideal solution to bridge the gap.

Auction Purchases: Many properties in Florida are purchased at auctions. These transactions often require immediate payment, making bridge financing a valuable resource. Investors can secure the property at auction and then work on refinancing or selling it as needed.

Cash Flow Management: Real estate investors may use bridge loans to manage their cash flow effectively. When they need to close on a property before funds from another investment become available, bridge financing can bridge the financial gap, ensuring that investment opportunities are not missed.

Seasonal Property Acquisition: Florida’s real estate market experiences seasonal fluctuations. Bridge loans can help investors secure properties in the off-season for a lower price and then capitalize on higher demand during peak seasons.

Distressed Property Acquisition: Investors looking to acquire distressed properties can use bridge loans to secure these properties quickly. The loan provides the financial resources to purchase distressed properties, renovate them, and sell at a profit.

Buy and Hold Investments: Investors planning to hold properties for rental income can use bridge financing to acquire and renovate properties before transitioning to long-term mortgage financing. This strategy allows investors to generate rental income more quickly.

Multiple Property Acquisitions: Bridge loans are versatile and can be used to finance multiple property acquisitions simultaneously. This can be advantageous for investors looking to build a diversified real estate portfolio in a short timeframe.

Renewable Energy Projects: Florida’s renewable energy sector is growing, and bridge financing can assist investors in acquiring land or properties for solar or wind energy projects. These initiatives often require quick action to secure the optimal sites.

Development Projects: Real estate developers use a Florida bridge loans for land acquisition and initial construction phases. These loans provide the necessary funds until more permanent financing can be arranged.

Investors in Florida should consider working with lenders experienced in bridge financing and have a deep understanding of the local market. Successful use of bridge financing requires careful planning, assessing the specific needs of the investment, and selecting the right properties and projects to maximize returns.

A Bridge loan Florida is a great option for real estate investors because they come with lower fees and interest rates than other types of hard money loans or alternative financing. These bridge loans typically have shorter repayment terms as well.

What are the different types of investment bridge loans?

Our experienced team will thoroughly evaluate your investment to recommend the right investment loan for you to achieve your goals. From different types of Bridge loans in Florida, you can find a variety of options including:

  • Fix and Flip Loan
  • Hard Money Loans
  • Multifamily Value Add or Rehab Loans
  • Commercial Bridge Loans

These options provide the flexibility to choose the bridge loan that aligns with your specific needs and financial circumstances. Because utilizes private equity, family office funds, insurance and wall street funds, we have the expertise and loan product to get you funded fast and help you achieve your real estate goals.

Florida’s real estate market has been witnessing a surge in activity, attracting both homeowners and investors alike. In this vibrant real estate landscape, bridge loans have emerged as a trending financing option for a variety of unique reasons.


In conclusion, the trending popularity of bridge loans in Florida is a testament to their effectiveness in a dynamic and competitive real estate market. Their unique features and ability to facilitate property acquisition and investment have made them a preferred choice for many borrowers and investors looking to make the most of Florida’s real estate opportunities.


Choosing a mortgage isn’t all that painful if you have the right team. The different types of residential bridge loans include conventional loans, jumbo loans, government-insured mortgages, fixed-rate mortgages, and adjustable-rate mortgages. The team at will help you determine your budget and down payment once your credit and income is reviewed. They make it easy for you to understand what loan works best for your needs.
  • Conventional loans
  • Jumbo loans
  • Government-insured mortgages
  • Fixed-rate mortgages
  • Rehab Loans
  • Construction Loans

The process of buying and selling a home or investment property can become overwhelming quickly.  Luckily, you have options. At we can offer you competitive rates, a quick mortgage process, and personalized lending to fit your budget and real estate goals. 

Not everyone is eligible for a bridge loan. The process for a bridge loan is slightly different than other types of credit. To obtain financing, you’ll find yourself subjected to a credit check and need an acceptable credit score.

You’ll also need a sufficient amount of equity in your current home if doing a residential bridge loan or cash to close for a investment or commercial bridge loan., will help you determine loan-to-value and the advantages of a Florida bridge loan to see if it is the right loan product for you.


We provide bridge loans to those in need of cash for great investment deals quickly. Hard Money bridge loans offer quick approval, reasonable rates, and access to the funds you need to make deals happen fast.

A bridge loan for residential is a short-term loan designed to help an individual or company purchase a second property prior to the final sale of the first property, hence the bridge metaphor. This particular kind of loan enables the buyer to leverage the equity of the first property when buying the second property, thus securing a loan while the first property is still on the market. You may also hear this kind of loan referred to as a swing loan, gap financing, or interim financing.

An investment bridge loan is a loan for a real estate investors that is utilized to purchase investment property that is not yet stabilized. The property may need to be rehabbed or leased up to its full potential. In order to purchase the property and have 100% of the construction budget funded, investors turn to a bridge loan to accomplish their goals.

There are always going to be pros and cons behind any decision you make.

Bridge Loan Advantages: 

⦁ Fast financing. A bridge loan is often one of the fastest avenues for funding, which may be crucial in a competitive market.
⦁ Flexibility. Bridge loans make you more flexible as a buyer by allowing you to close on a second property before moving on from the first or to configure the loan with a myriad of lender options in the case of investment and commercial bridge loans.
⦁ High Leverage. It goes without saying that bridge loans allow you to use the equity in your current property right away. They also allow for up to 90% of the purchase price to be funded and 100% of the construction.
⦁ No contingencies in your contract. You won’t need to deal with contingencies when your offer is backed up with cash. No more risk of losing the new property while you wait for the current property to sell!


⦁ Higher interest rates. With short term lending situation, the lender has less time to collect interest on a loan; accordingly, the lender will likely charge much higher interest rate and fees to make up for it.
⦁ FICO credit score. Lenders likely won’t extend a bridge loan to a borrower without a good credit history and a reasonable expectation of financial stability and/or reserves. If your credit history is less than ideal, you may not qualify for any offers worth taking.

There may be a better option than a bridge loan if circumstances don’t appear favorable, so contact with your scenario to discuss the best option for you.

Generally, traditional banks are not willing to offer bridge loans. As a hard money lender, we are equipped to offer these loans even though banks likely would not.

With you can be approved within minutes and funded within 5 days of starting the process. The more experienced with the process you are and the more of the required paperwork you have prepared, the faster we can close.

In addition to Florida

We are serving all the locations of Florida including

Jacksonville, Miami, Tampa, Orlando, St. Petersburg, Hialeah, Port St. Lucie, Tallahassee, Cape Coral, Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Gainesville, Coral Springs, Lehigh Acres, Clearwater, Brandon, Palm Bay, Spring Hill, Pompano Beach, West Palm Beach, Miami Gardens, Lakeland, Davie, Boca Raton, Riverview, Sunrise, Plantation city, Deltona, Alafaya, Town ‘n’ Country, Miami Beach, Palm Coast, Largo, Fort Myers,

 Melbourne, The Villages, Pine Hills, Deerfield Beach, Boynton Beach, Kendall, Kissimmee, Lauderhill, Weston, Homestead, Delray Beach, North Port, Daytona Beach, Poinciana, Tamarac, Jupiter, Wellington, Port Charlotte, Port Orange, The Hammocks, North Miami, Doral, Palm Harbor, Coconut Creek, Wesley Chapel, Sanford, Ocala, Fountainebleau, Margate, Sarasota, Bonita Springs, Bradenton, Palm Beach Gardens, Tamiami, Kendale Lakes, Westchester, Pinellas Park, St. Cloud, Pensacola, Apopka, 


For information on Hard Money Loans, Click Here!