Bridge Loan Iowa

CambridgeHomeLoan.com is #1 commercial bridge loan lender in Iowa. We have gained our reputation as the fastest and most efficient bridge loan lenders in Iowa by providing exceptional service and a product mix to insure that our investors can exceed their investment expectations. 

Bridge Loan Iowa

fix and flip home loans

Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Bridge Loan Application

Bridge Loan Iowa

We provide a Fast Close for Investment Properties and Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate. 

We have Purchase, Refinance and Cash out Refinance programs available. Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily value added acquisition. 

We provide 100% of the construction costs. For all of your hard money needs, contact us today! Great Rates!  Fast Close!!

Once completed we can refinance into a 30 year loan at low rates!

        Commercial Real Estate Bridge Loans

* Commercial Value Added Properties: Up to 100% of the purchase, 100% of the Rehab. Up to 75% of as repaired value.

* Multifamily Value Added Properties (See Above) or 87% LTC.

* Commercial Real Estate Financing: Conventional Purchase, Refinance, Cash Out Refinance

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs to 100% LTC for Value add commercial projects!

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

        • 1-50+ properties

        • Multifamily, condos, student housing, 
        • mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost

      • $1M – $50M

      • Bridge, Construction, Permanent, Refinance

100% Financing For Value Add Commercial Real Estate

Send us your value added commercial real estate deal!

Don’t give away your profits to investors.
Fund 100% of your real estate project in Iowa, No equity participation required!

* 100% of Purchase and 100% of Rehab Costs!
*  Loans from $1-$35 million 
*  No monthly payments!

What is needed to qualify”
Value added real estate project, decent credit, experience!

How Does A Bridge Loan Work in Iowa?

A Bridge loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from investors who lend money based primarily on the property you’re using as collateral.

Traditional mortgage loans require proof that you can comfortably repay the debt. Lenders often review your credit scores and any income available to evaluate your creditworthiness. If you have plenty of income, savings, or can get another collateralized loan you might not need to worry. Bridge Loan lending is currently a very efficient way to close quickly and provide high leveraged capital at reasonable rates.

Bridge loans are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. 

bridge loan lender in iowa

Benefits of a Bridge Loan in Iowa

Bridge Loans Are Approved And Funded Quickly

Real estate investors who haven’t previously used Bridge Loans are amazed at how quickly a bridge loan is funded compared to banks. Bridge  loans can be funded with 3-5 days if needed. Compare that with 45+ days it takes for a bank to fund. This speedy funding has saved numerous real estate investors who have been in escrow only to have their original lender pull out or simply not deliver.  It is also ideal for real estate assets that have a rehab component. There are perfect situations for a bridge lender to step in, provide financing quickly and save the deal.

Bridge Loans Have Few Requirements 

Banks also have a list of issues that will raise a red flag and prevent them from even considering lending to a borrower such as recent foreclosures, short sales, loan modifications, and bankruptcies. Bad credit is another factor that will prevent a bank from lending to a borrower. Most banks will not lend to a borrower who already has 4 mortgages even if the borrower’s credit is perfect with no other issues.

Bridge Loans Provide Funding For Projects That Cannot Be Financed Elsewhere

Bridge Loans provide many loans to commercial real estate assets that conventional lenders such as banks have no interest in financing. A good example of this is a fix and flip loan. These projects involve a real estate investor purchasing a property with a short term loan so that the investor can quickly make the needed repairs and updates and then sell the property. In most cases, the real estate investor only needs a 12 month loan. A 12 month term doesn’t work with a bank’s business model. 

About Iowa

Iowa, a Midwestern U.S. state, sits between the Missouri and Mississippi rivers. It’s known for its landscape of rolling plains and cornfields. Landmarks in the capital, Des Moines, include the gold-domed, 19th-century State Capitol Building, Pappajohn Sculpture Park and the Des Moines Art Center, noted for its contemporary collections. The city of Cedar Rapids’ Museum of Art has paintings by native Iowan Grant Wood. Here in Iowa, we have so much to offer: good jobs, peaceful, low-crime communities, a low cost of living, and so much more. With all these endless fields of opportunities, why wouldn’t you want to harvest them? 9. Our state is home to one of the wealthiest cities in the country.

We are serving all the locations of Iowa including Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Waterloo, West Des Moines, Ames, Ankeny, Council Bluffs, Dubuque, Urbandale, Cedar Falls, Marion, Bettendorf, Mason City, Marshalltown, Clinton, Burlington, Ottumwa, Fort Dodge, Muscatine, Waukee, Johnston, Coralville, North Liberty, Altoona, Clive, Indianola, Newton, Grimes, Boone, Oskaloosa, Norwalk, Spencer, Storm Lake, Fort Madison, Fairfield, Pella, Keokuk, Waverly, Le Mars, Pleasant Hill, Carroll, Grinnell, Mount Pleasant, Denison, Creston, Webster City, Perry, Decorah, Clear Lake, Sioux Center, Hiawatha, Charles City,  Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Waterloo, West Des Moines, Ames, Ankeny, Council Bluffs, Dubuque, Urbandale, Cedar Falls, Marion, Bettendorf, Mason City, Marshalltown, Clinton, Burlington, Ottumwa, Fort Dodge, Muscatine, Waukee, Johnston, Coralville, North Liberty, Altoona, Clive, Indianola, Newton, Grimes, Boone, Oskaloosa, Norwalk, Spencer, Storm Lake, Fort Madison, Fairfield, Pella, Keokuk, Waverly, Le Mars, Pleasant Hill, Carroll, Grinnell, Mount Pleasant, Denison, Creston, Webster City, Perry, Decorah, Clear Lake, Sioux Center, Hiawatha, Charles City

Not just Iowa, we are serving all the states of USA: Bridge Loan Alabama, Bridge Loan Alaska, Bridge Loan Arizona, Bridge Loan Arkansas, Bridge Loan California, Bridge Loan Colorado, Bridge Loan Connecticut, Bridge Loan Delaware, Bridge Loan Florida, Bridge Loan Georgia, Bridge Loan Hawaii, Bridge Loan Idaho, Bridge Loan Illinois, Bridge Loan Indiana, Bridge Loan Iowa, Bridge Loan Kansas, Bridge Loan Kentucky, Bridge Loan Louisiana, Bridge Loan Maine, Bridge Loan Maryland, Bridge Loan Massachusetts, Bridge Loan Michigan, Bridge Loan Minnesota, Bridge Loan Mississippi, Bridge Loan Missouri, Bridge Loan Montana, Bridge Loan Nebraska, Bridge Loan Nevada, Bridge Loan New Hampshire, Bridge Loan New Jersey, Bridge Loan New Mexico, Bridge Loan New York, Bridge Loan North Carolina, Bridge Loan North Dakota, Bridge Loan Ohio, Bridge Loan Oklahoma, Bridge Loan Oregon, Bridge Loan Pennsylvania, Bridge Loan Rhode Island, Bridge Loan South Carolina, Bridge Loan South Dakota, Bridge Loan Tennessee, Bridge Loan Texas, Bridge Loan Utah, Bridge Loan Vermont, Bridge Loan Virginia, Bridge Loan Washington, Bridge Loan West Virginia, Bridge Loan Wisconsin, Bridge Loan Wyoming