Bridge Loans Dallas
Need bridge capital in Dallas? From Oak Cliff to Bishop Arts, investors here use short-term, asset-based financing to move on corporate relocations and job growth – we lend on the property and the exit, not your income.
- Asset-based – we lend on the property and the exit, not your tax returns
- Up to 95% LTC · no maximum loan amount · no cap on the number of properties
- Oak Cliff, Bishop Arts, Deep Ellum & Lake Highlands
- SF, 2-4 unit, multifamily, mixed-use, retail/office & land
- 6-24 mo interest-only · rates from 7.625% (subject to change) · close in as few as 5 days
Get Your Free Quote! No Credit Pull Required.
Dallas Bridge Loans – Key Facts (2026)
- What it is: A short-term, asset-based loan that bridges the gap between buying and selling or refinancing – funded on the property and the exit, not your income.
- Best for: Value-add and resale in Dallas – fast-close purchases, value-add and resale across Oak Cliff and Bishop Arts, and reposition before a DSCR refinance.
- Leverage: Up to 95% LTC · no maximum loan amount · no cap on the number of properties. Rates: from 7.625% (subject to change) · 1-3 points.
- Terms: 6-24 month interest-only with extension options, or refinance to a 30-40 yr DSCR/permanent loan. Funding: as fast as 5 days.
- Property types: SF, 2-4 unit, multifamily, mixed-use, retail/office, and land.
- Lender: CambridgeHomeLoan.com – direct lender since 1998, NMLS #1826020. LLC & foreign nationals OK.
Bridge financing in Dallas
What is a bridge loan in Dallas?
In Dallas, a bridge loan lets you act on corporate relocations and job growth without waiting on a permanent loan. We lend up to 95% of cost across Oak Cliff, Bishop Arts and the rest of Dallas County, then you sell or refinance to a 30-40 year DSCR loan.
| Secured by | The property (asset-based) – no personal income used |
| Max leverage | Up to 95% LTC · no maximum loan amount · no cap on number of properties |
| Rates from | 7.625% (subject to change, deal-dependent) · 1-3 points |
| Terms | 6-24 mo interest-only · extension options · DSCR/permanent exit |
| Funding speed | As fast as 5 days |
| Property types | SF, 2-4 unit, multifamily, mixed-use, retail/office, land |
| Area | Dallas and Dallas County – Oak Cliff, Bishop Arts, Deep Ellum, Lake Highlands |
Eligible properties
Dallas bridge loan property types
We bridge investment and business-purpose real estate across the board – residential, multi-family, and commercial:
How we compare
CambridgeHomeLoan vs. Top National Bridge Lenders
Dallas investors shop bridge financing on leverage, speed, and cost. Here is how our program stacks up against terms commonly advertised by top national bridge lenders. Where we lead, it is highlighted.
| Feature | CambridgeHomeLoan | Top National Lenders (typical) |
|---|---|---|
| Max LTC | Up to 95% | Typically 80-85% |
| Max loan amount | No maximum | Often capped |
| # of properties | No cap | Often limited |
| Rates from | 7.625% (STC) | ~10-13%+ |
| Term | 6-24 mo + extensions | 6-12 mo |
| Exit | Sale or 30-40 yr DSCR refi | Interest-only only |
| Funding speed | As fast as 5 days | 10-21 days |
| Model | Direct lender since 1998 | Broker or fund |
“Top national lenders” reflects terms commonly advertised across the bridge market as of 2026, subject to change. Typical ranges for general comparison, not the terms of any single lender.
Dallas market data
Dallas bridge market at a glance (2026)
Representative 2026 indicators for underwriting context – confirmed per deal by an as-is (and, where relevant, after-repair) appraisal.
Dallas bridge deals by the numbers (2026)
- Local driver: Corporate relocations and job growth keeps Dallas demand active from Oak Cliff to Bishop Arts.
- Speed wins: competitive Dallas deals close faster with an asset-based bridge – as few as 5 days.
- Flexible exit: sell into Dallas demand, or refinance to a 30-40 yr DSCR loan (value-add and resale).
Market context is qualitative and provided for illustration only; figures are third-party estimates confirmed per deal by appraisal.
Dallas submarkets
Where Dallas bridge deals pencil
In Dallas, bridge deals pencil across Oak Cliff, Bishop Arts, Deep Ellum – here are representative submarkets and where the numbers tend to work.
| Market | Typical price band (2026)* | Bridge angle |
|---|---|---|
| Oak Cliff | $260K-$550K | Value-add – value-add and resale |
| Bishop Arts | $260K-$550K | Reposition – value-add and resale |
| Deep Ellum | $260K-$550K | Buy-before-you-sell – value-add and resale |
| Lake Highlands | $260K-$550K | Cash-out – value-add and resale |
*Approximate 2026 ranges for illustration – verify current comps for the specific address (an appraisal sets the value we lend against).
Free tool
Dallas bridge loan calculator
Enter your numbers and see your bridge loan, down payment, cash to close, interest-only payment, and financing cost instantly. We lend up to 95% of total cost (purchase plus rehab) – no maximum loan amount. Illustrative only; final loan uses an appraisal.
Your deal
Illustrative only; not a commitment to lend. Rate shown is a working input; program rates start at 7.625% (subject to change). Excludes taxes, insurance, and some closing and holding costs. We confirm value with an appraisal.
Apply in minutes
Apply for your Dallas bridge loan
Same-day term sheet, no tax returns, and funding in as few as 5 days. Start your application – or call (800) 826-5077.
Worked example
A real Dallas bridge deal
A Dallas investment deal bought at $255,000 with a $30,000 rehab/capex budget (total cost $285,000): at up to 95% LTC we bridge about $270,750, leaving roughly $14,250 down (about 5%). With 2 points (about $5,415) and an interest-only payment near $2,087/mo, estimated cash to close is about $19,665 on a 12-month term, with exit by sale or a 30-40 yr DSCR/permanent refinance. No maximum loan amount and no cap on the number of properties. Illustrative only; rates start at 7.625% (subject to change) and value is confirmed by appraisal.
Programs
Dallas bridge loan programs
| Purchase bridge | Buy before you sell; fast close on a competitive deal |
| Refinance / payoff bridge | Pay off a maturing loan or partner; buy time to sell or refi |
| Cash-out bridge | Pull equity fast for the next acquisition or renovation |
| Reposition / stabilize | Value-add, lease-up, then refinance to permanent |
| Auction & proof of funds | Close fast on courthouse and REO buys |
| Rehab-to-rent (BRRRR) | Bridge now, refinance to a 30-40 yr DSCR loan |
Requirements
Dallas bridge loan requirements
| Down / equity | As little as 5% of cost at up to 95% LTC |
| Loan amount | No maximum loan amount |
| Portfolio | No cap on the number of properties |
| Credit | 620+ FICO typical; deal-first, exceptions considered |
| Experience | First-timers welcome; experienced investors get higher leverage |
| Valuation | As-is appraisal; ARV and scope of work if a rehab bridge |
| Vesting | Individual, LLC, or entity · foreign nationals eligible |
| Exit | Sale or refinance to a 30-40 yr amortized / DSCR loan |
Answers
Dallas bridge loan FAQ
Why use a bridge loan in Dallas?
Dallas deals – driven by corporate relocations and job growth – can move fast from Oak Cliff to Bishop Arts. A bridge loan closes in as few as 5 days on the property and exit, then you refinance to a DSCR loan or sell. Up to 95% of cost, no maximum loan amount.
How much can I borrow on a Dallas bridge deal?
Up to 95% of total cost (purchase plus rehab), with no maximum loan amount and no cap on the number of properties, from 7.625% (subject to change) and 1-3 points. The on-page calculator sizes it on your Dallas numbers.
Keep exploring
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(c) 2026 CambridgeHomeLoan.com · NMLS #1826020 · 4830 W Kennedy Blvd, Tampa, FL 33609 · (800) 826-5077 · Equal Housing Lender. Bridge loans are business-purpose loans for non-owner-occupied investment properties only and are not available for primary residences. Rates, points, LTV, term, and leverage are illustrative, subject to change without notice, and subject to borrower, property, and deal qualification and underwriting approval. “Up to 95% LTC” reflects maximum leverage for the strongest profiles and is not a quote or commitment to lend. “No maximum loan amount” and “no cap on the number of properties” are subject to underwriting, and rates from 7.625% are subject to change without notice. Values are estimates confirmed by an appraisal on your specific property. Calculator results are illustrative and exclude some holding, closing, and interest costs. Market statistics are third-party estimates for illustration only. This page is informational and does not constitute financial, legal, tax, or investment advice.