HOME LOAN OPTIONS

Compare Loan Options

ASK ABOUT ZERO DOWN HOME LOANS

Fixed Rate Loan

Benefits

  • Protection Against Interest Rate Increases
  • Stable Monthly Payments Make It Easier To Budget

Adjustable Rate Loan

Benefits

  • Increased Home Buying Power
  • Lower Starting Rate
  • Good Short Term Option

Conventional Loans

Benefits

  • Flexible Terms
  • Competitive Rates
  • No Mortgage Insurance Required

Cash Out Refinance

Benefits

  • Cash For Home Improvements
  • Debt Consolidation
  • Lower Your Monthly Payments

FHA Loan

Benefits

  • Flexible Terms – Only 3.5% Down FICO from 550
  • Less Strict Credit Requirements
  • Great for First Time Home Buyers
  •  Closing costs can be rolled into the loan

VA Loan

Benefits

  • Competitive Rates 
  • No Mortgage Insurance Required
  • 0% Down Options – No money down!
  •  Credit Score As Low As 580

USDA Loan

Benefits

  • Competitive Rates
  • No Down Payment Required. 
  • Credit Score As Low As 600
  • No Mortgage Insurance Required

CALFHA Loan

  • Low Down Payment
  • Competitive Rates
  • No Mortgage Insurance Required

BAD CREDIT HOME LOAN

  • Can I Get A Loan With Bad Credit
  • What Should My Credit Score Be
  • Can I Get Help?

JUMBO HOME LOANS

  • Loans Over $1 Million Dollars
  • Luxury Client Service
  • Best Mortgage Rates & Terms

HARD MONEY LOANS

  • Fix and Flip Loans
  • Interest Only -90% of Purchase 100% of Rehab
  • Single Family, Multifamily, Commercial, Investment

DSCR -INVESTMENT LOANS

  • 30 & 40 Year PI or IO Loan Programs
  • Refinance and Cash Out Refi to keep investing
  • Single Family, Multifamily, Commercial, Investment

Expert Mortgage Loan and Home Buying Blog

house hacking

House Hacking 101

“House Hacking” has been a trending topic within the real estate social media world – making its way to, debatably, be the number one suggestion

Read More »
home loan

About the FHA New 40-Year Loan

Earlier this month the Federal Housing Administration (FHA) announced that they will be establishing a 40-year financing option to reduce monthly mortgage payments for those

Read More »