We are Aberdeen Maryland’s #1 FHA loan lender. We are helping borrowers in Aberdeen qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Aberdeen Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Aberdeen Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Aberdeen, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Aberdeen Maryland

About Aberdeen Maryland

Aberdeen is a city located in Harford County, Maryland, United States, 26 miles (42 km) northeast of Baltimore. The population was 14,959 at the 2010 United States Census. Aberdeen is the largest municipality in Harford County. Aberdeen is part of the Baltimore-Towson Metropolitan Statistical Area (MSA), which is the 20th-largest United States metropolitan area. The nearest city to Aberdeen is Havre de Grace, 4.8 miles (7.7 km) to the northeast. Aberdeen is part of Harford County, Maryland, and the Baltimore metropolitan area, as it’s located just 30 miles northeast of the city. In Aberdeen, you have easy access to local dining, shopping, and entertainment, and you can also take advantage of big-city amenities in Baltimore. Major Attractions in and around Aberdeen, MD
  • Anita C Leight Estuary Center (Estuary)
  • Maryland House Travel Plaza
  • Leight Park
  • Winters Run (River)
  • Belcamp Beach (Beach)
  • Bear Legacy Adventure Trails (Park and garden)

We lend in Maryland and 48 other US States

Allegany County  Anne Arundel County  Baltimore city  Baltimore County  Calvert County  Caroline County  Carroll County  Cecil County  Charles County  Dorchester County  Frederick County  Garrett County  Harford County  Howard County  Kent County  Montgomery County  Prince George’s County  Queen Anne’s County  Somerset County  St. Mary’s County  Talbot County  Washington County  Wicomico County  Worcester County

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EXPERT HOME LOAN ADVICE

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WHAT IS  A NON QM LOAN Non-Qualifying Loans, usually referred to as Non-QM Loans or Non QM Mortgages, can be easily defined as loans that

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts