FHA HOME loan Baltimore Maryland

Baltimore Maryland’s #1 FHA loan lender. Helping borrowers in Baltimore Maryland qualify for the best FHA loan to meet their borrowing requirements. AN FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and down payments.

FHA Loan Requirements Baltimore Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Baltimore Maryland today!  Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.
800-826-5077/

Prequalify now to see how much of an FHA Home Loan you can qualify for.