Beltsville Maryland’s #1 FHA loan lender. Helping borrowers in Beltsville qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Beltsville Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Beltsville Maryland today!  Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Beltsville Maryland

About Beltsville Maryland

Like most of the surrounding area, Beltsville began as vast farmland, mainly focused on tobacco. The area would see a great population increase during the 1700s when iron ore was found in the ground. This opened the door for much iron production, which the local companies took the opportunity to supply the United States military with cannons, ammunition, vehicle parts, and much more throughout both the revolutionary and civil war. Beltsville would continue to enlarge as roads and railways would expand through the town and would receive its official name to commemorate a local landowner, Truman Belt. Today, Beltsville is known not only for the immense farming land, but for the numerous scientific research centers and their contributions to many different fields of science. 

The real estate market in Beltsville, Maryland holds much opportunity for today and the future. With the current average residence listing price sitting around $400,000, there are many homes that could be found within many price ranges. Beltsville is also noted to have a very healthy mix of newer developments and beautiful renovated old foundations. 

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts