We are Benson Maryland’s #1 FHA loan lender. We are helping borrowers in Benson qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Benson Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Benson Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Benson, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Benson Maryland

About Benson Maryland

Benson is an unincorporated community in Harford County, Maryland, United States. Benson is located at the junction of U.S. Route 1 and Maryland Route 147, 3 miles (4.8 km) southwest of Bel Air. Benson has a post office with ZIP code 21018.

Benson is a small community with a population of around 2200, and is home to several businesses and schools. It is also home to the Harford County Health Department. The community is known for being a great place for families and singles, as well as retirees, to live.

Major Attractions in and around Benson, MD

  • Susquehanna State Park (Historic sites & outdoor activities)
  • Legends of the Fog
  • Tudor Hall (History and museum)
  • Steppingstone Farm Museum (Educational destination with a farmhouse)
  • Maryland House Travel Plaza
  • Mount Felix Vineyard & Winery (Winery, vineyard, wine and wine tasting)

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Non qm loan

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts