Bethesda Maryland’s #1 FHA loan lender. Helping borrowers in Bethesda qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Bethesda Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Bethesda Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Bethesda Maryland

About Bethesda Maryland

Once home to native tribes and then one of the first settlements within the United States, Bathesda, Maryland has a long history and has become a beautiful place to live. With the abundance of open land and its close proximity to the Potomac River, there is much natural beauty in Bathesda. The original settling Quakers used the land for the production of tobacco and as a home base when venturing westward to expand the original 13 colonies. With its location in relation to many large cities, not only was Bethesda an important historical location, but has become home to many commuters and their families. 

Bethesda, Maryland contains one of the states highest ranked public school systems, is rated one of the safest places to live, and has much to do right in town – from activities, to eateries, to museums. Real estate in Bethesda is a combination of both renovated old construction and brand new developments. There are homes with any style at many different prices that can fit anyones needs when looking for a home in Bethesda, Maryland. The average price of a home in Bethesda, Maryland is consistently between $750,000 and $1,000,000. 

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts