Boyds Maryland’s #1 FHA loan lender. Helping borrowers in Boyds qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Boyds Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Boyds Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Boyds Maryland

About Boyds Maryland

Boyds, Maryland, being similar to many other areas in the middle-atlantic to the north-east, has a predominant position in the history of the United States and used the production of agriculture, and more specifically, tobacco to fuel its early local economy. The town of Boyds was named after a Scottish immigrant who was a construction engineer for the Baltimore and Ohio Railroad. Colonel James Alexander Boyd, the man that Boyds was named after established the area as a village for those who helped him work on the Baltimore and Ohio Railroad. This village would flourish and expand; farms and markets would soon be constructed, the local economy would grow. Although Boyds would see an increase in population and many more commercial and residential developments, the area would remain majority rural until recent years. 

With it being rated within the top 10 of the safest places to live in Maryland, and highly ranked public schools, along with everything else it has to offer, Boyds, Maryland is the perfect place to reside or to raise a family. Whether you are working locally or commuting to the nearby cities, Boyds is the place for you. Currently, the median price of a home in Boyds, Maryland is just over $700,000. 

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