FHA Home Loan Program
CALIFORNIA
We are proud on being California’s #1 FHA loan lender. We help borrowers in California to qualify for the best FHA loan program to meet their borrowing requirements. FHA loans are popular of their low down payments and lower credit requirements. FHA loans starting with just 3.5% down payment!
GET YOUR FREE PREQUALIFICATION LETTER
FHA Loan California
CambridgeHomeLoan.com provides FHA loans for purchases, refinancing and cash out refinancing.
FHA Loan Eligibility Requirements:
- A FICO credit mid score of at least 580 for a 3.5% down home loan
- A credit score of 500 to 579 for a 10% down payment
- FHA loan with 3.5% down payment requirement
- Mortgage insurance offsets the lower FHA interest rates than a conventional loan.
- FHA Debt to income ratio of 50% or less
Qualify for a 3.5% down FHA Home Loan in California. Use this application to pre-qualify and start shopping for your new home in White Springs today! Purchase, Refinance, Cash Out Refinance.
The FHA along with Fannie Mae provide the best loans for first time home buyers.
Benefits of Purchasing A Home With FHA Home Loan in California
- Low down payment with a minimum of 3.5% down payment
- Lower credit scores. Down to 550 to for 10% down payment
- VA Loan with No down payment required - No money down home loan!
- For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
- To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
- Simple Application and Approval Process. Hit Apply Now and get qualified today!
About California – California, a western U.S. state, stretches from the Mexican border along the Pacific for nearly 900 miles. Its terrain includes cliff-lined beaches, redwood forest, the Sierra Nevada Mountains, Central Valley farmland and the Mojave Desert. The city of Los Angeles is the seat of the Hollywood entertainment industry. Hilly San Francisco is known for the Golden Gate Bridge, Alcatraz Island and cable cars. With Mexico to the south and a massive, inviting coastline to the west, California long attracted people from all over the world, making it the most diverse state in the country. You’ll find a wide range of people, languages, traditions, arts and music no matter where you live in California.
California Housing Market Insights- Home prices in California are 2.5 times higher than the median national home price. Apart from having one of the highest numbers of migrant workers, California also holds the highest real estate prices. The average price of a home in California is approximately 2.5 times the median national price.
Why to Live in California? – With beautiful beaches, pristine parks and hiking, gorgeous homes, a people-focused government, diverse culture, and population – the quality of living outweighs the costs for many Americans who enjoy living in CA.
FHA Limits for 2022 – Call to find out your cities and how to buy if your purchase price is higher!
We are serving all the locations of California including Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, Santa Ana, Riverside, Stockton, Irvine, Chula Vista, Fremont, San Bernardino, Modesto, Fontana, Santa Clarita, Moreno Valley, Oxnard, Huntington Beach, Glendale, Santa Rosa, Ontario, Rancho Cucamonga, Oceanside, Elk Grove, Garden Grove, Corona, Hayward, Lancaster, Salinas, Palmdale, Sunnyvale, Pomona, Escondido, Torrance, Pasadena, Fullerton, Orange, Roseville, Visalia, Concord, Thousand Oaks, Santa Clara, Simi Valley, Berkeley, Victorville, Vallejo, East Los Angeles, Fairfield, Carlsbad, Murrieta, El Monte, Temecula, Costa Mesa, Clovis, Antioch, Downey, Richmond, Inglewood, San Buenaventura (Ventura), Daly City, Jurupa Valley, West Covina, Santa Maria, Norwalk, San Mateo, Rialto, Burbank city, El Cajon, Vista, Vacaville, Chico, San Marcos, Compton, Mission Viejo, Hesperia, South Gate, Arden-Arcade, Menifee, Redding, Livermore, Santa Monica, Tracy, Carson, Santa Barbara, Westminster, San Leandro, Indio, Chino, Citrus Heights, Newport Beach, Hawthorne, Whittier, Hemet, Lake Forest, Redwood City, Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, Santa Ana, Riverside, Stockton, Irvine, Chula Vista, Fremont, San Bernardino, Modesto, Fontana, Santa Clarita, Moreno Valley, Oxnard, Huntington Beach, Glendale, Santa Rosa, Ontario, Rancho Cucamonga, Oceanside, Elk Grove, Garden Grove, Corona, Hayward, Lancaster, Salinas, Palmdale, Sunnyvale, Pomona, Escondido, Torrance, Pasadena, Fullerton, Orange, Roseville, Visalia, Concord, Thousand Oaks, Santa Clara, Simi Valley, Berkeley, Victorville, Vallejo, East Los Angeles, Fairfield, Carlsbad, Murrieta, El Monte, Temecula, Costa Mesa, Clovis, Antioch, Downey, Richmond, Inglewood, San Buenaventura (Ventura), Daly City, Jurupa Valley, West Covina, Santa Maria, Norwalk, San Mateo, Rialto, Burbank city, El Cajon, Vista, Vacaville, Chico, San Marcos, Compton, Mission Viejo, Hesperia, South Gate, Arden-Arcade, Menifee, Redding, Livermore, Santa Monica, Tracy, Carson, Santa Barbara, Westminster, San Leandro, Indio, Chino, Citrus Heights, Newport Beach, Hawthorne, Whittier, Hemet, Lake Forest, Redwood City
Things To Do In California
Yosemite National Park (Tunnel View, El Capitan & giant sequoias)
- Joshua Tree National Park (Joshua trees & unusual rock formations)
- Disneyland Park (Famed amusement park with 8 themed lands)
- Golden Gate Bridge (Iconic art deco span opened in 1937)
- Sequoia National Park (Sequoia trees, mountains & Giant Forest)
- Alcatraz Island (Notorious prison/historical attraction)
EXPERT HOME LOAN ADVICE
Why is Tampa a Preferred Destination for Veterans Buying Homes?
Why Tampa, Florida? Unless you have been completely unaware of the real estate market over the past couple of years, you have heard about the
What is an FHA Loan?
So, what is an FHA Loan? Mortgages that are insured by the Federal Housing Administration (FHA) are referred to as FHA Loans. This type of
Veteran benefits – The VA home Loan Buyers Guide
About Home Loans The VA (Veterans Administration), helps Veterans, current Service members and eligible surviving spouses become new homeowners. As part of the CambridgeHomeLoan.com mission
Commercial Bridge Loan
Commercial Bridge Loans A Commercial Real Estate Bridge Loan is defined as a short-term real estate loan for a Commercial Property – such as a retail store,
First Time Home Buyer
Are you a first time home buyer that’s wondering if you can qualify for your first home. First time home buyers typically have information thrown
First Time Home Buyer Loan Options
One of the biggest hurdles for first-time home buyers is financing their purchase. Thankfully, there are numerous loan products and down-payment assistance programs designed to
Discuss Loan Options
I would like to discuss my loan options
Quick Apply
I would like to apply for my loan myself
Pre-Qualify
I am shopping for a home and would like to pre-qualify for my price range.
