We are proud on being Cape Canaveral Florida’s #1 FHA loan lender. We help borrowers in Cape Canaveral to qualify for the best FHA loan program to meet their borrowing requirements. FHA loans are popular of their low down payments and lower credit requirements. FHA loans starting with just 3.5% down payment!

FHA Loan Cape Canaveral Florida

CambridgeHomeLoan.com provides FHA loans for purchases, refinancing and cash out refinancing.

FHA Loan Eligibility Requirements:

  • A FICO credit mid score of at least 580 for a 3.5% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance offsets the lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan in Cape Canaveral Florida. Use this application to pre-qualify and start shopping for your new home in Cape Canaveral today! Purchase, Refinance, Cash Out Refinance.

Benefits of Purchasing A Home With FHA Home Loan in Cape Canaveral

FHA Limits for 2022

Lending Limits for FHA Loans in FLORIDA counties

FHA mortgage lending limits in FLORIDA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

COUNTY


SingleDuplexTri-plexFour-plex
ALACHUA County Florida GAINESVILLE Florida

$420,680

$538,650

$651,050

$809,150

BAKER County Florida JACKSONVILLE Florida

$432,400

$553,550

$669,100

$831,550

BAY County Florida PANAMA CITY Florida

$420,680

$538,650

$651,050

$809,150

BRADFORD County Florida NON-METRO

$420,680

$538,650

$651,050

$809,150

BREVARD County Florida PALM BAY-MELBOURNE-TITUSVILLE Florida

$420,680

$538,650

$651,050

$809,150

BROWARD County Florida MIAMI-FORT LAUDERDALE-POMPANO BEACH Florida

$460,000

$588850$711800$884600
CALHOUN County Florida NON-METRO $420680$538650$651050$809150
CHARLOTTE County Florida PUNTA GORDA Florida $420680$538650$651050$809150
CITRUS County Florida HOMOSASSA SPRINGS Florida $420680$538650$651050$809150
CLAY County Florida JACKSONVILLE Florida $432400$553550$669100$831550
COLLIER County Florida NAPLES-MARCO ISLAND Florida $552000$706650$854200$1061550
COLUMBIA County Florida LAKE CITY Florida $420680$538650$651050$809150
DESOTO County Florida ARCADIA Florida $420680$538650$651050$809150
DIXIE County Florida NON-METRO $420680$538650$651050$809150
DUVAL County Florida JACKSONVILLE Florida $432400$553550$669100$831550
ESCAMBIA County Florida PENSACOLA-FERRY PASS-BRENT Florida $420680$538650$651050$809150
FLAGLER County Florida DELTONA-DAYTONA BEACH-ORMOND BEACH Florida $420680$538650$651050$809150
FRANKLIN County Florida NON-METRO $420680$538650$651050$809150
GADSDEN County Florida TALLAHASSEE Florida $420680$538650$651050$809150
GILCHRIST County Florida GAINESVILLE Florida $420680$538650$651050$809150
GLADES County Florida NON-METRO $420680$538650$651050$809150
GULF County Florida NON-METRO $420680$538650$651050$809150
HAMILTON County Florida NON-METRO $420680$538650$651050$809150
HARDEE County Florida WAUCHULA Florida $420680$538650$651050$809150
HENDRY County Florida CLEWISTON Florida $420680$538650$651050$809150
HERNANDO County Florida TAMPA-ST. PETERSBURG-CLEARWATER Florida $420680$538650$651050$809150
HIGHLANDS County Florida SEBRING-AVON PARK Florida $420680$538650$651050$809150
HILLSBOROUGH County Florida TAMPA-ST. PETERSBURG-CLEARWATER Florida $420680$538650$651050$809150
HOLMES County Florida NON-METRO $420680$538650$651050$809150
INDIAN RIVER County Florida SEBASTIAN-VERO BEACH Florida $420680$538650$651050$809150
JACKSON County Florida NON-METRO $420680$538650$651050$809150
JEFFERSON County Florida TALLAHASSEE Florida $420680$538650$651050$809150
LAFAYETTE County Florida NON-METRO $420680$538650$651050$809150
LAKE County Florida ORLANDO-KISSIMMEE-SANFORD Florida $420680$538650$651050$809150
LEE County Florida CAPE CORAL-FORT MYERS Florida $420680$538650$651050$809150
LEON County Florida TALLAHASSEE Florida $420680$538650$651050$809150
LEVY County Florida GAINESVILLE Florida $420680$538650$651050$809150
LIBERTY County Florida NON-METRO $420680$538650$651050$809150
MADISON County Florida NON-METRO $420680$538650$651050$809150
MANATEE County Florida NORTH PORT-SARASOTA-BRADENTON Florida $420680$538650$651050$809150
MARION County Florida OCALA Florida $420680$538650$651050$809150
MARTIN County Florida PORT ST. LUCIE Florida $431250$552050$667350$829350
MIAMI-DADE County Florida MIAMI-FORT LAUDERDALE-POMPANO BEACH Florida $460000$588850$711800$884600
MONROE County Florida KEY WEST Florida $710700$909800$1099750$1366750
NASSAU County Florida JACKSONVILLE Florida $432400$553550$669100$831550
OKALOOSA County Florida CRESTVIEW-FORT WALTON BEACH-DESTIN Florida $539350$690450$834600$1037200
OKEECHOBEE County Florida OKEECHOBEE Florida $420680$538650$651050$809150
ORANGE County Florida ORLANDO-KISSIMMEE-SANFORD Florida $420680$538650$651050$809150
OSCEOLA County Florida ORLANDO-KISSIMMEE-SANFORD Florida $420680$538650$651050$809150
PALM BEACH County Florida MIAMI-FORT LAUDERDALE-POMPANO BEACH Florida $460000$588850$711800$884600
PASCO County Florida TAMPA-ST. PETERSBURG-CLEARWATER Florida $420680$538650$651050$809150
PINELLAS County Florida TAMPA-ST. PETERSBURG-CLEARWATER Florida $420680$538650$651050$809150
POLK County Florida LAKELAND-WINTER HAVEN Florida $420680$538650$651050$809150
PUTNAM County Florida PALATKA Florida $420680$538650$651050$809150
SANTA ROSA County Florida PENSACOLA-FERRY PASS-BRENT Florida $420680$538650$651050$809150
SARASOTA County Florida NORTH PORT-SARASOTA-BRADENTON Florida $420680$538650$651050$809150
SEMINOLE County Florida ORLANDO-KISSIMMEE-SANFORD Florida $420680$538650$651050$809150
ST. JOHNS County Florida JACKSONVILLE Florida $432400$553550$669100$831550
ST. LUCIE County Florida PORT ST. LUCIE Florida $431250$552050$667350$829350
SUMTER County Florida THE VILLAGES Florida $420680$538650$651050$809150
SUWANNEE County Florida NON-METRO $420680$538650$651050$809150
TAYLOR County Florida NON-METRO $420680$538650$651050$809150
UNION County Florida NON-METRO $420680$538650$651050$809150
VOLUSIA County Florida DELTONA-DAYTONA BEACH-ORMOND BEACH Florida $420680$538650$651050$809150
WAKULLA County Florida TALLAHASSEE Florida $420680$538650$651050$809150
WALTON County Florida CRESTVIEW-FORT WALTON BEACH-DESTIN Florida $539350$690450$834600$1037200
WASHINGTON County Florida NON-METRO $420680$538650$651050$809150

Cape Canaveral is a city on Florida’s Atlantic coast. The Kennedy Space Center, north of the city, features a NASA shuttle launch simulation and astronaut memorabilia. The Air Force Space and Missile Museum offers rocket exhibits. On the banks of the Banana River, the Manatee Sanctuary Park has a waterfront boardwalk. Nearby Port Canaveral is home to the Exploration Tower, with a 7th-floor observation deck.

Cape Canaveral, FL – Housing Market Trends

Homes for sale in Cape Canaveral, FL have a median listing home price of $319,900. There are 82 active homes for sale in Cape Canaveral, FL, which spend an average of 62 days on the market. Some of the hottest neighborhoods near Cape Canaveral, FL are Suntree, Angel City, South Cocoa Beach, Georgiana, Diamond Square. You may also be interested in single family homes and condo/townhomes for sale in popular zip codes like 32920, 32955, or three bedroom homes for sale in neighboring cities, such as Melbourne, Palm Bay, Cocoa Beach, Merritt Island, Cocoa.

fha loan

Why to Live in Cape Canaveral, FL? – Cape Canaveral is a with a population of 10,377. Cape Canaveral is in Brevard County and is one of the best places to live in Florida. Living in Cape Canaveral offers residents an urban feel and most residents own their homes. In Cape Canaveral there are a lot of bars, restaurants, coffee shops, and parks. Not just Cape Canaveral, we are serving all of FHA Loan Florida markets.

Things To Do In Cape Canaveral Florida

  • Manatee Sanctuary Park (10 scenic acres of riverfront recreation)
  • Westgate Cocoa Beach Pier (1960s pier with shops & restaurants)
  • Victory Casino Cruises (Departure point for gambling cruises)

 

 

 

EXPERT HOME LOAN ADVICE

FHA Mortgage
Uncategorized

What is an FHA Loan?

So, what is an FHA Loan? Mortgages that are insured by the Federal Housing Administration (FHA) are referred to as FHA Loans. This type of

Read More »
Commercial-bridge-loans-chl
Uncategorized

Commercial Bridge Loan

Commercial Bridge Loans A Commercial Real Estate Bridge Loan is defined as a short-term real estate loan for a Commercial Property – such as a retail store,

Read More »
first time home buyer
Uncategorized

First Time Home Buyer

Are you a first time home buyer that’s wondering if you can qualify for your first home. First time home buyers typically have information thrown

Read More »
First time home buyer
Uncategorized

First Time Home Buyer Loan Options

One of the biggest hurdles for first-time home buyers is financing their purchase. Thankfully, there are numerous loan products and down-payment assistance programs designed to

Read More »

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

Pre-Qualify

I am shopping for a home and would like to pre-qualify for my price range.