We are Churchville Maryland’s #1 FHA loan lender. We are helping borrowers in Churchville qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Churchville Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Churchville Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Churchville, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Churchville Maryland

About Churchville Maryland

Churchville is an unincorporated community in Harford County, Maryland, United States, situated between the county seat, Bel Air, and Aberdeen, where the Aberdeen Proving Ground is located.

Many areas of the city, particularly downtown, have experienced a vast renewal with a strong emphasis on historic preservation. The restored waterfront adjacent to the rather ordinary downtown is now a commercial and leisure destination with excellent museums, a first class aquarium and plenty to do.

Major Attractions in and around Churchville, MD

  • Susquehanna State Park (Historic sites & outdoor activities)
  • Legends of the Fog
  • Tudor Hall (History and museum)
  • Steppingstone Farm Museum (Educational destination with a farmhouse)
  • Maryland House Travel Plaza
  • Mount Felix Vineyard & Winery (Winery, vineyard, wine and wine tasting)

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EXPERT HOME LOAN ADVICE

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts