College Park Maryland’s #1 FHA loan lender. Helping borrowers in College Park qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements College Park Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in College Park Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in College Park Maryland

About College Park Maryland

College Park, Maryland originated in 1889, right outside of the University of Maryland, previously known as Maryland Agricultural College, and the Baltimore-Ohio railroad line. As one would imagine, the growth of College Park was very consistent with the growth of the local university; expanding commercial and residential development as the University of Maryland’s student body would increase. College Park would be officially incorporated in 1945. Along with this incorporation would be the declaration of College Park’s sub-divisions: Oak Spring, Lakeland, Berwyn, Branchville, Daniel’s Park, and Hollywood.

Moving forward to today, College Park, mainly due to pressure by students and city residents, started a major development boom. This would also make a consistent spike in the local real estate market. Today, one can find that the average residence listing price in College Park, Maryland is about $400,000.

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts