District Heights Maryland’s #1 FHA loan lender. Helping borrowers in District Heights qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements District Heights Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in District Heights Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in District Heights Maryland

About District Heights Maryland

Over 500 acres of farmland purchased by the District Heights Company in 1925 would become what is known today as the town of District Heights. The District Heights Company set-up the town to be a commuter town within Prince George’s County for the city of Washington, D.C. District Heights would see a large increase in population in the late 1940s, with many veterans and military personnel returning from the second world war. During this time, in 1946, some 300 acres of vacant, undeveloped land would be bought by a prominent New York City developer, who would quickly turn the vast empty land into apartments, single-family homes, and much more. 

Like many of the neighboring towns in Prince George’s County, District Heights as seen its local real estate market grow very healthily over the past few years. It is noted that the median sale price of homes in District Heights is $300,000 and with many newly renovated homes as well as the new developments, there are many options for those making the right choice to reside in District Heights. 

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself


I am shopping for a home and would like to pre-qualify for my price range.


FHA Mortgage

What is an FHA Loan?

So, what is an FHA Loan? Mortgages that are insured by the Federal Housing Administration (FHA) are referred to as FHA Loans. This type of

Read More »

Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
Purchase, Refinance and Cash-Out