We are Fallston Maryland’s #1 FHA loan lender. We are helping borrowers in Fallston qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Fallston Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Fallston Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Fallston, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Fallston Maryland

About Fallston Maryland

Fallston is located in western Harford County. It is bordered to the south by Baltimore County and to the northeast by the Bel Air North CDP. The Little Gunpowder Falls river forms the southern border of the Fallston CDP and the county line, while Winters Run forms the border with Bel Air North.

Fallston is an excellent part of Harford County that offers a great place for living and beautiful homes. Great place to live – excellent school system, very safe neighborhoods, wealthy area, clean, diverse, variety of options for shopping, food, nightlife, fitness, etc. Fallston is a great place to raise a family.

Major Attractions in and around Fallston, MD

  • Annie’s Playground (Park with a huge play structure)
  • Jerusalem Mill (Preserved 18th-century Quaker village)
  • Bon Air (History)
  • Ladew Topiary Gardens (Vintage mansion with sprawling gardens)
  • Jericho Covered Bridge
  • Heavenly Waters Park (Park and garden)

Discuss Loan Options

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Pre-Qualify

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts