We are Fulton Maryland’s #1 FHA loan lender. We are helping borrowers in Fulton qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Fulton Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Fulton Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Fulton, we are the best FHA Loan Maryland lender.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Fulton Maryland

About Fulton Maryland

Fulton is located close to the center of Maryland. Fulton is part of Howard County. Fulton has 3.79 square miles of land area and 0.01 square miles of water area. As of 2010-2014, the total Fulton population is 2,114.

Fulton MD residents have the best of both worlds the opportunity to live an an exclusive, upscale community that’s an easy commute to work, and close access to the nearly unlimited cultural and educational attractions located in nearby Baltimore, Towson, Columbia and Washington D.C.

Major Attractions in and around Fulton, MD

  • Rocky Gorge Reservoir (Recreational lake for hiking & fishing)
  • T. Howard Duckett Watershed (Reservoir with recreation by permit)
  • Scotts Cove Recreation Area (Park and garden)
  • Schooley Mill Park (Sports, playground & equestrian areas)
  • Patuxent Branch Trail (Hiking)
  • Hammond Park (Green space for playing & relaxing)

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts