We are Gambrills Maryland’s #1 FHA loan lender. We are helping borrowers in Gambrills qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Gambrills Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Gambrills Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Gambrills, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Gambrills Maryland

About Gambrills Maryland

Gambrills refers to two neighboring places in Anne Arundel County, Maryland, United States, located in the Washington, District of Columbia and Baltimore metro area: the unincorporated community of Gambrills, and the Gambrills census-designated place. The area was named after Augustine Gambrill, plantation owner.

Gambrills is in Anne Arundel County and is one of the best places to live in Maryland. Living in Gambrills offers residents a rural feel and most residents own their homes.  Residents of Gambrills tend to lean conservative. The public schools in Gambrills are above average.

Major Attractions in and around Gambrills, MD

  • Baltimore and Annapolis Trail (Cycling)
  • Severn Run Natural Environment Area (Untouched area with trails & fishing)
  • Waterbury Park
  • Rising Sun Inn, Historic Tavern and Museum (History and museum)
  • Patuxent Ponds Park (Park and garden)

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EXPERT HOME LOAN ADVICE

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts