FHA Home Loan Program
georgia
We are proud on being Georgia’s #1 FHA loan lender. We help borrowers in Georgia to qualify for the best FHA loan program to meet their borrowing requirements. FHA loans are popular of their low down payments and lower credit requirements. FHA loans starting with just 3.5% down payment!
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FHA Loan Georgia
CambridgeHomeLoan.com provides FHA loans for purchases, refinancing and cash out refinancing.
FHA Loan Eligibility Requirements:
- A FICO credit mid score of at least 580 for a 3.5% down home loan
- A credit score of 500 to 579 for a 10% down payment
- FHA loan with 3.5% down payment requirement
- Mortgage insurance offsets the lower FHA interest rates than a conventional loan.
- FHA Debt to income ratio of 50% or less
Qualify for a 3.5% down FHA Home Loan in Georgia. Use this application to pre-qualify and start shopping for your new home in Georgia today! Purchase, Refinance, Cash Out Refinance.
The FHA along with Fannie Mae provide the best loans for first time home buyers.
Benefits of Purchasing A Home With FHA Home Loan in Georgia
- Low down payment with a minimum of 3.5% down payment
- Lower credit scores. Down to 550 to for 10% down payment
- VA Loan with No down payment required - No money down home loan!
- For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
- To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
- Simple Application and Approval Process. Hit Apply Now and get qualified today!
About Georgia – Georgia is a southeastern U.S. state whose terrain spans coastal beaches, farmland and mountains. Capital city Atlanta is home of the Georgia Aquarium and the Martin Luther King Jr. National Historic Site, dedicated to the African-American leader’s life and times. The city of Savannah is famed for its 18th- and 19th-century architecture and leafy public squares. Augusta hosts the Masters golf tournament.
Georgia is one of the best places to live as evidenced by the 100,000 new residents that move here every year. The big cities in other states are overrated and overpriced! People love our laid back culture, good food, and clean air. You can come down here and walk in a park or experience a historic Georgia town.
Georgia Housing Market Insights- Value of a typical home in Georgia has increased by 22.4% over the last 12 months. Over the past five years median home values in Georgia have grown by over 61%. Average sales price of a home in Georgia increased by 14.7% to $365,158, based on the most recent statistics from the Georgia Association of Realtors (GAR).
Why to Live in Georgia? – Mild winters and hot, tropical summers make Georgia an attractive place to live. The state sees an above average rainfall every year, resulting in gorgeous parks and flora throughout the state. Beaches: Partly encompassed by the Atlantic Ocean, Georgia is outlined with gorgeous beaches.
FHA Limits for 2022 – Call to find out your cities and how to buy if your purchase price is higher!
We are serving all the locations of Georgia including Atlanta, Augusta-Richmond County, Columbus, Macon-Bibb County, Savannah, Athens-Clarke County, Sandy Springs, South Fulton, Roswell, Johns Creek, Warner Robins, Albany, Alpharetta, Marietta, Smyrna, Valdosta, Brookhaven, Stonecrest, Dunwoody, Peachtree Corners, Mableton, Gainesville, Newnan, Milton, Evans, Rome, Tucker, Peachtree City, East Point, Martinez, Redan, Kennesaw, Dalton, Hinesville, Douglasville, Woodstock, Statesboro, LaGrange, Lawrenceville, Chamblee, Duluth, Canton, Stockbridge, Carrollton, McDonough, Decatur, Pooler, Candler-McAfee, Sugar Hill, Griffin, Acworth, Union City, Cartersville, Suwanee, Atlanta, Augusta-Richmond County, Columbus, Macon-Bibb County, Savannah, Athens-Clarke County, Sandy Springs, South Fulton, Roswell, Johns Creek, Warner Robins, Albany, Alpharetta, Marietta, Smyrna, Valdosta, Brookhaven, Stonecrest, Dunwoody, Peachtree Corners, Mableton, Gainesville, Newnan, Milton, Evans, Rome, Tucker, Peachtree City, East Point, Martinez, Redan, Kennesaw, Dalton, Hinesville, Douglasville, Woodstock, Statesboro, LaGrange, Lawrenceville, Chamblee, Duluth, Canton, Stockbridge, Carrollton, McDonough, Decatur, Pooler, Candler-McAfee, Sugar Hill, Griffin, Acworth, Union City, Cartersville, Suwanee
Things To Do In Georgia
Georgia Aquarium (Marine world to over 120,000 animals)
- High Museum of Art (Diverse art collection in famed building)
- World of Coca-Cola (Museum showcasing the popular soft drink)
- Zoo Atlanta (1,500+ animals in modern habitats)
- Atlanta Botanical Garden (30 acres of plants, statues & fountains)
- Martin Luther King, Jr. National Historical Park (King’s birthplace, family church & tomb)
- Centennial Olympic Park (Site of 1996 Olympics now a popular park)
- Piedmont Park (Park with sports & a farmers market)
- Rock City Gardens (Walking trail with scenic views & garden)
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