We are Germantown Maryland’s #1 FHA loan lender. We are helping borrowers in Germantown qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

Get Your Pre-Qualification Letter in 15 minutes


FHA Loan Requirements Germantown Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Germantown Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Germantown, we are the best FHA Loan Maryland lender.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Benefits of an FHA Home Loan in Germantown Maryland

About Germantown Maryland

Germantown is located in Montgomery County, Maryland, United States. With a population of 91,249 as of 2019 U.S. Census Bureau estimates, Germantown is the third most populous place in Maryland, after the city of Baltimore, and the census-designated place of Columbia.

Germantown is in Montgomery County and is one of the best places to live in Maryland. Living in Germantown offers residents a dense suburban feel and most residents own their homes. In Germantown there are a lot of coffee shops and parks. The public schools in Germantown are highly rated.

Major Attractions in and around Germantown, MD

  • Seneca Creek State Park (Sprawling oasis for fishing & hunting)
  • BlackRock Center for the Arts (Center for performance & visual arts)
  • Black Hill Regional Park (Boating, a dog run, hiking & picnicking)
  • Butler’s Orchard (Farm with kids’ activities & a market)
  • Little Seneca Lake (Reservoir with boating & fishing)
  • Clopper Lake (Lake and fishing)

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Non qm loan

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts