We are Harwood Maryland’s #1 FHA loan lender. We are helping borrowers in Harwood qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Harwood Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Harwood Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Harwood, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Harwood Maryland

About Harwood Maryland

Harwood is located in Anne Arundel County, Maryland. There are roughly 4,150 residents, living in 1,441 households.

Harwood is a neighborhood in Baltimore, Maryland with a population of 4,153. Harwood is in Baltimore City County and is one of the best places to live in Maryland. In Harwood there are a lot of bars, coffee shops, and parks. Many families and young professionals live in Harwood and residents tend to be liberal.

Major Attractions in and around Harwood, MD

  • Thanksgiving Farm Winery (Winery, vineyard, wine and wine tasting)
  • Montpelier Farms
  • Central Avenue
  • Tulip Hill
  • Wooton’s Landing Wetland Park
  • Riva Area Park..






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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts