We are proud to be the best FHA home loan lender in Homosassa Florida. We help borrowers in Homosassa qualify for the best FHA home loan program to meet their borrowing requirements. Making us the most popular FHA home loan lender in Homosassa. FHA Home Loan Homosassa requires low down payments as well as lower credit requirements. Get an FHA loan starting with just 3.5% down payment!


FHA Home Loan Homosassa Florida provides FHA loans for purchases, refinancing and cash out refinancing!

FHA Loan Eligibility Requirements:

  • A FICO credit mid score of at least 580 for a 3.5% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance offsets the lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down, FHA Home Loan in Homosassa Florida! Use this application to pre-qualify and start shopping for your new home in Homosassa today! Purchase, Refinance, Cash Out Refinance.

The FHA along with Fannie Mae provide the best loans for first time home buyers. 

Benefits of Purchasing A Home With FHA Home Loan in Homosassa

About Homosassa Florida – On the west coast of Florida, 70 miles north of Tampa. April, November and March are the most pleasant months in Homosassa, while July and August are the least comfortable months.

Homosassa FL Housing Market Insights – Homes for sale in Homosassa, FL have a median listing home price of $124,450. There are 700 active homes for sale in Homosassa, FL, which spend an average of 71 days on the market. Some of the hottest neighborhoods near Homosassa, FL are Royal Highlands, Cypress Village at Sugarmill Woods, Oak Village at Sugarmill Woods, Seven Hills, Sterling Hill.

Homosassa Single Family Homes – You may also be interested in single family homes and condo/townhomes for sale in popular zip codes like 34446, 34613, or three bedroom homes for sale in neighboring cities, such as Spring Hill, Crystal River, Brooksville, Inverness, Weeki Wachee.

fha loan homosassa

Why to Live in Homosassa, FL? – The many benefits of living in the Homosassa Springs metro include low crime, mild winters and affordability. The region features a coastal shoreline, which is a great recreation resource. Some disadvantages of the Homosassa Springs metro area include humid, few cultural resources and hot summers. Not just Homosassa, we are serving all of FHA Loan Florida markets.

Things To Do In Homosassa Florida

  • Homosassa Springs Wildlife State Park (Manatees & other Floridian animals)
  • Ellie Schiller Homosassa Springs Wildlife State Park West Entrance
  • Homosassa Springs (Prominent spring attracting manatees)






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More than just a FHA Home Loan Homosassa Florida!

FHA Home Loan Top Cities in Florida – Apply for the best rates in your area. Click Below!