We are Ijamsville Maryland’s #1 FHA loan lender. We are helping borrowers in Ijamsville qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Ijamsville Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Ijamsville Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Ijamsville, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Ijamsville Maryland

About Ijamsville Maryland

Ijamsville is located close to the center of Maryland. Ijamsville is part of Frederick County. On average, the public school district that covers Ijamsville is better than the state average in quality. The Ijamsville area code is 240.

The town was founded by Plummer Ijams, a descendant of Welsh immigrants, from whom the town took its name. The discovery of high-quality slate in the area led to Ijamsville’s brief era as a mining town, which lasted until its transition to agriculture in the mid-1800s.

Major Attractions in and around Ijamsville, MD

  • Monocacy National Battlefield (Historic Civil War site with trails)
  • Sugarloaf Mountain (Popular hiking place with scenic views)
  • Adventure Park USA (Family fun center with rides & more)
  • Little Bennett Regional Park (Forested area for hiking, camping & golf)
  • Sugarloaf Mountain Vineyard (Winery, vineyard, wine and wine tasting)
  • Sugarloaf Mountain (Forested area with 15+ miles of trails)

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EXPERT HOME LOAN ADVICE

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What is an FHA Loan?

So, what is an FHA Loan? Mortgages that are insured by the Federal Housing Administration (FHA) are referred to as FHA Loans. This type of

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts