We are Jefferson Maryland’s #1 FHA loan lender. We are helping borrowers in Jefferson qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Jefferson Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Jefferson  Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Jefferson, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Jefferson Maryland

About Jefferson Maryland

Jefferson is located in northwest Maryland. Jefferson is part of Frederick County. Jefferson has 2.10 square miles of land area and has no water area. As of 2010-2014, the total Jefferson population is 2,192.

Jefferson is in Frederick County and is one of the best places to live in Maryland. Living in Jefferson offers residents a rural feel and most residents own their homes. Many young professionals live in Jefferson and residents tend to lean conservative. The public schools in Jefferson are above average.

Major Attractions in and around Jefferson , MD

  • Catoctin Creek Park & Nature Center (Park with an interactive nature center)
  • Othello Regional Park (Park and garden)
  • Distillery Lane Ciderworks
  • Tuscarora Creek (River)

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What is an FHA Loan?

So, what is an FHA Loan? Mortgages that are insured by the Federal Housing Administration (FHA) are referred to as FHA Loans. This type of

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts