Lanham Maryland’s #1 FHA loan lender. Helping borrowers in Lanham qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Lanham Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Lanham Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Lanham Maryland

About Lanham Maryland

The area of Lanham, Maryland was originally established when the colony of Maryland was settled in 1632. Over the next three centuries the area would rely on its location to the Chesapeake Bay as well as its tobacco plantations and production of tobacco products. While the area would first be known as Lanham Station, just one stop on the Baltimore and Potomac Railroad, the name would soon expand outside of only the train station. Through time, the small train town would grow into a productive suburb with easy access to the bustling nation’s capital, Washington D.C. Today, Lanham, Maryland is home to many families that are proud of the strong public schools, numerous amounts of beautiful local parks, location, affordability and much, much more. 

Over the past decade, the real estate market in Lanham, Maryland has been on a steady rise. The average price of a home in Lanham, Maryland now sits around $375,000 with many new developments as well as  renovated old ones. The future holds much potential and opportunity for Lanham to grow even more than it already has. 

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