We are Middletown Maryland’s #1 FHA loan lender. We are helping borrowers in Middletown qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Middletown Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Middletown  Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Middletown, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Middletown Maryland

About Middletown Maryland

Middletown is located in northwest Maryland. Middletown is between the Frederick, Washington county. Monrovia’s crime rate is lower than the country’s average, making it an extremely safe place to live. This small town has fewer renters, college students and young children than many other towns in Maryland. Monrovia is an extremely quiet and peaceful town. Monrovia is a fantastic choice for families with children.

Major Attractions in and around Middletown, MD

  • Gambrill State Park (Mountain area with 16 miles of trails)
  • Orchid Cellar Meadery and Winery (Winery, wine tasting and wine)
  • Washington Monument State Park (Hiking trail with a historical monument)
  • Middletown Historic District (History)
  • The Lamar Medical Museum (Museum)
  • Gathland State Park (Historic home of a Civil War journalist)

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What is an FHA Loan?

So, what is an FHA Loan? Mortgages that are insured by the Federal Housing Administration (FHA) are referred to as FHA Loans. This type of

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
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