We are Mount Airy Maryland’s #1 FHA loan lender. We are helping borrowers in Mount Airy qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Mount Airy Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Mount Airy  Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Mount Airy, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Mount Airy Maryland

About Mount Airy Maryland

Mount Airy is located close to the center of Maryland. Mount Airy is between the Frederick, Carroll, Howard, Montgomery county. Mount Airy is in Frederick County and is one of the best places to live in Maryland. Living in Mount Airy offers residents a suburban rural mix feel and most residents own their homes. In Mount Airy there are a lot of parks. Many families and young professionals live in Mount Airy and residents tend to be conservative.

Major Attractions in and around Mount Airy, MD

  • Watkins Park
  • Mount Airy B&O Old Main Line Rails to Trails (Park and garden)
  • Wildwood Park
  • Mount Airy Historic District
  • Black Ankle Vineyards (Vineyard, winery, wine and wine tasting)
  • Old National Pike District Park (Park and garden)

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
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