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Is Now a Good Time to Buy or Invest In Real Estate?
With the volatility of the markets, rates, and prices of real estate, you may be asking yourself, “Is now the right time to buy or
January 24, 2023 No Comments
FHA Loan Naples Park FL- Best FHA Home Loan Lender
FHA Home Loan Program
Naples Park fLorida
We are proud on being Naples Park Florida’s #1 FHA loan lender. We help borrowers in Naples Park to qualify for the best FHA loan program to meet their borrowing requirements. FHA loans are popular of their low down payments and lower credit requirements. FHA loans starting with just 3.5% down payment!
GET YOUR FREE PREQUALIFICATION LETTER
FHA Loan Naples Park Florida
CambridgeHomeLoan.com provides FHA loans for purchases, refinancing and cash out refinancing.
FHA Loan Eligibility Requirements:
- A FICO credit mid score of at least 580 for a 3.5% down home loan
- A credit score of 500 to 579 for a 10% down payment
- FHA loan with 3.5% down payment requirement
- Mortgage insurance offsets the lower FHA interest rates than a conventional loan.
- FHA Debt to income ratio of 50% or less
Qualify for a 3.5% down FHA Home Loan in Naples Park Florida. Use this application to pre-qualify and start shopping for your new home in Naples Park today! Purchase, Refinance, Cash Out Refinance.
The FHA along with Fannie Mae provide the best loans for first time home buyers.
Benefits of Purchasing A Home With FHA Home Loan in Naples Park
- Low down payment with a minimum of 3.5% down payment
- Lower credit scores. Down to 550 to for 10% down payment
- VA Loan with No down payment required - No money down home loan!
- For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
- To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
- Simple Application and Approval Process. Hit Apply Now and get qualified today!
About Naples Park Florida– Naples Park is an unincorporated community and census-designated place in Collier County, Florida, United States. The population was 5,967 at the 2010 census. It is part of the Naples-Marco Island, Florida Metropolitan Statistical Area.
Naples Park FL Housing Market Insights- Homes for sale in Naples Park, FL have a median listing home price of $829,900. There are 77 active homes for sale in Naples Park, FL, which spend an average of 69 days on the market. Some of the hottest neighborhoods near Naples Park, FL are Park Shore, Vanderbilt Beach, Pelican Marsh, Palm River, Imperial Golf Estates. You may also be interested in single family homes and condo/townhomes for sale in popular zip codes like 34120, 34119, or three bedroom homes for sale in neighboring cities, such as Naples, Cape Coral, Lehigh Acres, Fort Myers, Coco River.
Why to Live in Naples Park, FL? – Naples Park is in Collier County and is one of the best places to live in Florida. Living in Naples Park offers residents a sparse suburban feel and most residents own their homes. Many young professionals live in Naples Park and residents tend to lean liberal. The public schools in Naples Park are highly rated. Not just Naples Park, we are serving all of FHA Loan Florida markets.
FHA Limits for 2022 – Call to find out your counties and how to buy if your purchase price is higher!
Lending Limits for FHA Loans in FLORIDA counties
FHA mortgage lending limits in FLORIDA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.
| COUNTY | Single | Duplex | Tri-plex | Four-plex | |
|---|---|---|---|---|---|
| ALACHUA County Florida | GAINESVILLE Florida | $420,680 | $538,650 | $651,050 | $809,150 |
| BAKER County Florida | JACKSONVILLE Florida | $432,400 | $553,550 | $669,100 | $831,550 |
| BAY County Florida | PANAMA CITY Florida | $420,680 | $538,650 | $651,050 | $809,150 |
| BRADFORD County Florida | NON-METRO | $420,680 | $538,650 | $651,050 | $809,150 |
| BREVARD County Florida | PALM BAY-MELBOURNE-TITUSVILLE Florida | $420,680 | $538,650 | $651,050 | $809,150 |
| BROWARD County Florida | MIAMI-FORT LAUDERDALE-POMPANO BEACH Florida | $460,000 | $588850 | $711800 | $884600 |
| CALHOUN County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| CHARLOTTE County Florida | PUNTA GORDA Florida | $420680 | $538650 | $651050 | $809150 |
| CITRUS County Florida | HOMOSASSA SPRINGS Florida | $420680 | $538650 | $651050 | $809150 |
| CLAY County Florida | JACKSONVILLE Florida | $432400 | $553550 | $669100 | $831550 |
| COLLIER County Florida | NAPLES-MARCO ISLAND Florida | $552000 | $706650 | $854200 | $1061550 |
| COLUMBIA County Florida | LAKE CITY Florida | $420680 | $538650 | $651050 | $809150 |
| DESOTO County Florida | ARCADIA Florida | $420680 | $538650 | $651050 | $809150 |
| DIXIE County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| DUVAL County Florida | JACKSONVILLE Florida | $432400 | $553550 | $669100 | $831550 |
| ESCAMBIA County Florida | PENSACOLA-FERRY PASS-BRENT Florida | $420680 | $538650 | $651050 | $809150 |
| FLAGLER County Florida | DELTONA-DAYTONA BEACH-ORMOND BEACH Florida | $420680 | $538650 | $651050 | $809150 |
| FRANKLIN County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| GADSDEN County Florida | TALLAHASSEE Florida | $420680 | $538650 | $651050 | $809150 |
| GILCHRIST County Florida | GAINESVILLE Florida | $420680 | $538650 | $651050 | $809150 |
| GLADES County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| GULF County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| HAMILTON County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| HARDEE County Florida | WAUCHULA Florida | $420680 | $538650 | $651050 | $809150 |
| HENDRY County Florida | CLEWISTON Florida | $420680 | $538650 | $651050 | $809150 |
| HERNANDO County Florida | TAMPA-ST. PETERSBURG-CLEARWATER Florida | $420680 | $538650 | $651050 | $809150 |
| HIGHLANDS County Florida | SEBRING-AVON PARK Florida | $420680 | $538650 | $651050 | $809150 |
| HILLSBOROUGH County Florida | TAMPA-ST. PETERSBURG-CLEARWATER Florida | $420680 | $538650 | $651050 | $809150 |
| HOLMES County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| INDIAN RIVER County Florida | SEBASTIAN-VERO BEACH Florida | $420680 | $538650 | $651050 | $809150 |
| JACKSON County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| JEFFERSON County Florida | TALLAHASSEE Florida | $420680 | $538650 | $651050 | $809150 |
| LAFAYETTE County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| LAKE County Florida | ORLANDO-KISSIMMEE-SANFORD Florida | $420680 | $538650 | $651050 | $809150 |
| LEE County Florida | CAPE CORAL-FORT MYERS Florida | $420680 | $538650 | $651050 | $809150 |
| LEON County Florida | TALLAHASSEE Florida | $420680 | $538650 | $651050 | $809150 |
| LEVY County Florida | GAINESVILLE Florida | $420680 | $538650 | $651050 | $809150 |
| LIBERTY County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| MADISON County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| MANATEE County Florida | NORTH PORT-SARASOTA-BRADENTON Florida | $420680 | $538650 | $651050 | $809150 |
| MARION County Florida | OCALA Florida | $420680 | $538650 | $651050 | $809150 |
| MARTIN County Florida | PORT ST. LUCIE Florida | $431250 | $552050 | $667350 | $829350 |
| MIAMI-DADE County Florida | MIAMI-FORT LAUDERDALE-POMPANO BEACH Florida | $460000 | $588850 | $711800 | $884600 |
| MONROE County Florida | KEY WEST Florida | $710700 | $909800 | $1099750 | $1366750 |
| NASSAU County Florida | JACKSONVILLE Florida | $432400 | $553550 | $669100 | $831550 |
| OKALOOSA County Florida | CRESTVIEW-FORT WALTON BEACH-DESTIN Florida | $539350 | $690450 | $834600 | $1037200 |
| OKEECHOBEE County Florida | OKEECHOBEE Florida | $420680 | $538650 | $651050 | $809150 |
| ORANGE County Florida | ORLANDO-KISSIMMEE-SANFORD Florida | $420680 | $538650 | $651050 | $809150 |
| OSCEOLA County Florida | ORLANDO-KISSIMMEE-SANFORD Florida | $420680 | $538650 | $651050 | $809150 |
| PALM BEACH County Florida | MIAMI-FORT LAUDERDALE-POMPANO BEACH Florida | $460000 | $588850 | $711800 | $884600 |
| PASCO County Florida | TAMPA-ST. PETERSBURG-CLEARWATER Florida | $420680 | $538650 | $651050 | $809150 |
| PINELLAS County Florida | TAMPA-ST. PETERSBURG-CLEARWATER Florida | $420680 | $538650 | $651050 | $809150 |
| POLK County Florida | LAKELAND-WINTER HAVEN Florida | $420680 | $538650 | $651050 | $809150 |
| PUTNAM County Florida | PALATKA Florida | $420680 | $538650 | $651050 | $809150 |
| SANTA ROSA County Florida | PENSACOLA-FERRY PASS-BRENT Florida | $420680 | $538650 | $651050 | $809150 |
| SARASOTA County Florida | NORTH PORT-SARASOTA-BRADENTON Florida | $420680 | $538650 | $651050 | $809150 |
| SEMINOLE County Florida | ORLANDO-KISSIMMEE-SANFORD Florida | $420680 | $538650 | $651050 | $809150 |
| ST. JOHNS County Florida | JACKSONVILLE Florida | $432400 | $553550 | $669100 | $831550 |
| ST. LUCIE County Florida | PORT ST. LUCIE Florida | $431250 | $552050 | $667350 | $829350 |
| SUMTER County Florida | THE VILLAGES Florida | $420680 | $538650 | $651050 | $809150 |
| SUWANNEE County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| TAYLOR County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| UNION County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
| VOLUSIA County Florida | DELTONA-DAYTONA BEACH-ORMOND BEACH Florida | $420680 | $538650 | $651050 | $809150 |
| WAKULLA County Florida | TALLAHASSEE Florida | $420680 | $538650 | $651050 | $809150 |
| WALTON County Florida | CRESTVIEW-FORT WALTON BEACH-DESTIN Florida | $539350 | $690450 | $834600 | $1037200 |
| WASHINGTON County Florida | NON-METRO | $420680 | $538650 | $651050 | $809150 |
Things To Do In Naples Park Florida
- Corkscrew Swamp Sanctuary
- Naples Zoo at Caribbean Gardens
- Lowdermilk Beach Park, Naples, FL
- The Revs Institute, Naples, FL
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