We are Pasadena Maryland’s #1 FHA loan lender. We are helping borrowers in Pasadena qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Pasadena Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Pasadena Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Pasadena, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Pasadena Maryland

About Pasadena Maryland

The areas of Lake Shore, Riviera Beach and Pasadena are collectively referred to as Pasadena by residents. As all areas are governed by Anne Arundel County, there is no distinction in services such as fire, police, or public schools. All three areas are encompassed by the 21122 zip code. The collective area population was at 56,441 at the 2010 census.

Pasadena is a relaxing place to live. You have all the advantages of living near a bustling city but a tranquil setting around your home. Average commute time for residents is close to 30 minutes — Baltimore and Annapolis are much the same distance away.

Major Attractions in and around Riva, MD

  • Baltimore and Annapolis Trail (Cycling)
  • Kinder Farm Park (Hands-on farming lessons & chickens)
  • Lake Waterford Park (Park with a lake & accessible play area)
  • Lake Waterford
  • Ritchie Highway
  • Baltimore-Annapolis Trail Park (Park and garden)

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
FHA and Conventional from 3% Down, VA From No Money Down