We are Perryman Maryland’s #1 FHA loan lender. We are helping borrowers in Perryman qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Perryman Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Perryman Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Perryman, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Perryman Maryland

About Perryman Maryland

Perryman is located in southern Harford County. It is bordered to the west by Church Creek and the Bush River, an arm of Chesapeake Bay; to the south by Sod Run, an inlet of the Bush River; to the east by Chelsea Road and Aberdeen Proving Ground; and to the north by the city of Aberdeen. The community of Riverside touches the northwest side of Perryman. The climate in this area is characterized by hot, humid summers and generally mild to cool winters. According to the Köppen Climate Classification system, Perryman has a humid subtropical climate, abbreviated “Cfa” on climate maps.

Perryman is in Harford County. Living in Perryman offers residents a dense suburban feel and most residents own their homes. Many families and retirees live in Perryman and residents tend to have moderate political views. The public schools in Perryman are above average.

Major Attractions in and around Perryman, MD

  • Maryland House Travel Plaza
  • Perryman Park
  • Anita C Leight Estuary Center (Estuary)
  • Belcamp Beach (Beach)
  • Sophia’s Dairy
  • Legends of the Fog

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EXPERT HOME LOAN ADVICE

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What is an FHA Loan?

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