FHA Loan
Sebring fLorida

FHA Loan Benefits:
* Only 3.5% Down Payment
* Low interest rates
* Fast Closing – As fast as 17 Days
* If you have not purchased a house in 3yrs or
* Best for first time home buyers
* FHA Loan from 3.5% Down, HomeReady 3% Down


FHA Loan Sebring Florida – CambridgeHomeLoan.com is Sebring Florida’s #1 FHA loan lender! We help borrowers in Sebring to qualify for the best FHA loan program to meet their borrowing requirements. FHA loans are popular of their low down payments and lower credit requirements. First time home buyer loans starting with just 3.5% down payment!


FHA Loan Sebring Florida

CambridgeHomeLoan.com provides FHA loans for purchases, refinancing and cash out refinancing.

FHA Loan Eligibility Requirements:

  • FICO credit mid score of at least 580 for a 3.5% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance offsets the lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan in Sebring Florida. Use this application to pre-qualify and start shopping for your new home in Sebring today! Purchase, Refinance, Cash Out Refinance.

The FHA along with Fannie Mae provide the best loans for first time home buyers. 

Benefits of Purchasing A Home With FHA Home Loan in Sebring

Sebring is a city in Highlands County, Florida, United States, nicknamed “The City on the Circle”, in reference to Circle Drive, the center of the Sebring Downtown Historic District.

FHA Loan Limits Sebring, Florida 2022

In 2022, FHA loan limit in Sebring county of Highlands, Florida is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

fha loan

Why to Live in Sebring, FL?It is a very nice town to live in. The people around here are very nice and welcoming the schools are very hands on and can be very helpful in college searching and scholarship funding. Sebring is a small town with a very laid-back community feel. Not just Sebring, we are serving all of FHA Loan Florida markets.

Things To Do In Sebring Florida

  • Highlands Hammock State Park (Campsites & wildlife on multiple acres)
  • Sebring International Raceway (Historic race-car track dating to 1950)
  • Henscratch Farms (Vineyard, winery, wine and wine tasting)
  • Lake Jackson (Lake, fishing and beach)
  • Children’s Museum of the Highlands (Museum)
  • Lake Denton (Popular spot to practice diving)









house hacking

House Hacking 101

“House Hacking” has been a trending topic within the real estate social media world – making its way to, debatably, be the number one suggestion

Read More »
home loan

About the FHA New 40-Year Loan

Earlier this month the Federal Housing Administration (FHA) announced that they will be establishing a 40-year financing option to reduce monthly mortgage payments for those

Read More »

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

apply home loan


I am shopping for a home and would like to pre-qualify for my price range.

Learn more about our investment and commercial financing at CambridgeCapital.org