We are Shady Side Maryland’s #1 FHA loan lender. We are helping borrowers in Shady Side qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Shady Side Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Shady Side Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Shady Side, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Shady Side Maryland

About Shady Side Maryland

Shady Side is a census-designated place (CDP) in Anne Arundel County, Maryland, United States. The population was 5,803 at the 2010 census.

Living in Shady Side offers residents a rural feel and most residents own their homes. In Shady Side there are a lot of parks. Many young professionals live in Shady Side and residents tend to lean conservative. The public schools in Shady Side are above average.

Major Attractions in and around Shady Side, MD

  • Captain Avery Museum (Museum and oyster)
  • Franklin Point State Park (Park and garden)
  • Thomas Point Shoal Lighthouse (Whitewashed, 1800s lighthouse with tours)
  • Jack Creek Park (Park and garden)
  • Galesville Heritage House (Museum)
  • Tulip Hill

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