We are proud on being Texas’s #1 FHA loan lender. We help borrowers in Texas to qualify for the best FHA loan program to meet their borrowing requirements. FHA loans are popular of their low down payments and lower credit requirements. FHA loans starting with just 3.5% down payment!


FHA Loan Texas

CambridgeHomeLoan.com provides FHA loans for purchases, refinancing and cash out refinancing.

FHA Loan Eligibility Requirements:

  • A FICO credit mid score of at least 580 for a 3.5% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance offsets the lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan in Texas. Use this application to pre-qualify and start shopping for your new home in Texas today! Purchase, Refinance, Cash Out Refinance.

The FHA along with Fannie Mae provide the best loans for first time home buyers. 

Benefits of Purchasing A Home With FHA Home Loan in Texas

About Texas – Texas is a state in the South Central region of the United States. At 268,596 square miles, and with more than 29.1 million residents in 2020, it is the second-largest U.S. state by both area and population.

Texas ranks among the fastest-growing states in the US, and for a good reason. An affordable cost of living, temperate weather, promising job market, and plenty to see and do makes Texas a win for newcomers.

Texas Housing Market Insights- Statewide, the median price rose to $300,000, a 15.7% increase from 2020. And the median price per square foot increased 35.6% since 2017, the report said. The greatest year-over-year hike in median price was seen in the Austin-Round Rock area, where the amount jumped 30.8% to $450,000.

fha loan Ponce De Leon

Why to Live in Texas? – Zillow is the most popular real estate and rental marketplace in the US (The Most Expensive Homes) Austin, Texas, is the top commercial real estate market in the US (CXRE) There are more single female homeowners in the US than single male homeowners (Lending Tree) Staged homes sell 25% faster than non-staged ones (G2)

FHA Limits for 2022 – Call to find out your cities and how to buy if your purchase price is higher!

We are serving all the locations of Texas including Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Irving, Garland, Amarillo, Grand Prairie, McKinney, Frisco, Brownsville, Pasadena, Killeen, McAllen, Mesquite city, Midland, Denton, Waco, Carrollton, Round Rock, Pearland, Abilene, Odessa, Richardson, Sugar Land, Beaumont, College Station, The Woodlands, Lewisville, Tyler, League City, Wichita Falls, Allen, San Angelo, Edinburg, Conroe, Bryan, New Braunfels, Mission, Longview, Atascocita, Flower Mound, Pharr, Cedar Park, Temple, Baytown, Georgetown, Missouri City, Mansfield, North Richland Hills, Victoria, Rowlett, Harlingen, San Marcos, Pflugerville, Spring, Leander, Euless, Port Arthur, Grapevine, DeSoto, Wylie, Galveston

Things To Do In Texas

  • Big Bend National Park (Chisos Mountains & Santa Elena Canyon)

  • The Alamo (Legendary fort & Texas-history museum)
  • The Museum of Fine Arts, Houston (Complex with a renowned art collection)
  • San Antonio River Walk (Shops, eateries & hotels along the river)
  • Guadalupe Mountains National Park (Salt Basin Dunes & Guadalupe Peak)
  • Dallas Museum of Art (Art collection spanning 5,000 years)
  • Houston Zoo (Lions & tigers & bears… and more)
  • Space Center Houston (Close-up look at the U.S. Space Program)
  • Cadillac Ranch (Art installation composed of buried cars)












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