We are Thurmont Maryland’s #1 FHA loan lender. We are helping borrowers in Thurmont qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Thurmont Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Thurmont  Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Thurmont, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Thurmont Maryland

About Thurmont Maryland

Thurmont is a town in Frederick County, Maryland, United States. The population was 6,935 at the 2020 census. The town is located in the northern part of Frederick County, approximately ten miles from the Pennsylvania border, along U.S. Highway 15.

Thurmont is a nice, friendly, and quiet town. Fairly low crime rate. Town has been the host for many United States Presidents over the years. Great Town to raise a family. As a resident of Thurmont myself, generally it is an okay place to live.

Major Attractions in and around Thurmont, MD

  • Cunningham Falls State Park (Recreation site with a lake & waterfall)
  • Catoctin Mountain (Hiking, campgrounds & site of Camp David)
  • Catoctin Mountain Park (National preserve for outdoor recreation)
  • Catoctin Wildlife Preserve (Animal exhibits & special events)
  • Catoctin Breeze Vineyard (Winery, wine, vineyard and wine tasting)
  • Chimney Rock (Climbing)

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