We are Woodsboro Maryland’s #1 FHA loan lender. We are helping borrowers in Woodsboro qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Woodsboro Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Woodsboro Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Woodsboro, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Woodsboro Maryland

About Woodsboro Maryland

Woodsboro is a small town located in central Frederick county at the foothills of the Appalachian Mountains. We host a peaceful environment to the 1,000 residents of our wonderful community. The Town is home to Woodsboro Park, a 102 acre place of beauty and recreation. It is home to the Woodsboro/New Midway Recreation Council. Here you will find playgrounds, fishing for trout in spring, sledding in the winter, and Frisbee golf year round.

Living in Woodsboro offers residents a sparse suburban feel and most residents own their homes. In Woodsboro there are a lot of parks. Many young professionals live in Woodsboro and residents tend to lean conservative. The public schools in Woodsboro are highly rated.

Major Attractions in and around Woodsboro, MD

  • Le Gore Bridge
  • Utica Covered Bridge
  • Utica Park (Picnicking, recreational sports & hiking)
  • Double Pipe Creek

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
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