First Time Home Buyer Alachua Florida

Alachua Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Alachua Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Alachua Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Alachua Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Alachua Florida. Use this application to pre-qualify and start shopping for your new home in Alachua Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Alachua Florida

Alachua is a city in Alachua County, Florida, United States. According to the 2020 census, the city’s population was 10,574. The city is part of the Gainesville, Florida Metropolitan Statistical Area, which was home to 264,275 people at the 2010 census.

Schools in Alachua, FL

Santa Fe High School
16213 US-441 · +1 386-462-1125

Mebane High School
16401 NW 140th St · In A. L. Mebane Middle School · +1 386-418-1648

Alachua Elementary School
13800 Northwest 152nd Place · +1 386-462-1841

first time home buyer

Alachua is in Alachua County and is one of the best places to live in Florida. Living in Alachua offers residents a sparse suburban feel and most residents own their homes. Many families and young professionals live in Alachua and residents tend to lean liberal. The public schools in Alachua are above average. Not just Alachua, we are serving all of First Time Home Buyer Florida market.

Things To Do In Alachua Florida

  • Devil’s Millhopper Geological State Park (Mini rainforest with sinkhole sights)

    San Felasco Hammock Preserve State Park (Forest park with wildlife & trails)

    Santa Fe College Teaching Zoo (10-acre campus zoo open to the public)

    Santa Fe College Kika Silva Pla Planetarium (Planetarium)

    Cellon Oak Park (Park and garden)

    Alachua Splash Park

 

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