Alford Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Alford Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Alford Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Alford Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Alford Florida. Use this application to pre-qualify and start shopping for your new home in Alford Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Alford Florida

Alford is a town in Jackson County, Florida, United States. It is located in the Florida Panhandle near Marianna. The population was 489 at the 2010 census.

Schools in Alford, FL

Alford Elementary School

Sand Hill School
Chipley, FL, United States

Cottondale Elementary School
Cottondale, FL, United States · +1 850-482-9820

first time home buyer keystone

Alford is a town in Florida with a population of 630. Alford is in Jackson County. Living in Alford offers residents a suburban rural mix feel and most residents own their homes. Many families live in Alford and residents tend to be conservative. The public schools in Alford are above average. Not just Alford, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Alford Florida

Falling Waters State Park
(790) · State park
Chipley, FL, United States

Stump Creek Sausage
(10) · Meat processor
2386 7th Ave
Closed ⋅ Opens 7AM Tue

Orange Hill Gator farm
(36) · Animal park
Chipley, FL, United States



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