Altoona Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Altoona Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Altoona Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Altoona Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Altoona Florida. Use this application to pre-qualify and start shopping for your new home in Altoona Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Altoona Florida

Altoona is an unincorporated community and census-designated place in Lake County, Florida, United States. The population was 89 at the 2010 census. It is part of the Orlando–Kissimmee–Sanford Metropolitan Statistical Area.

Schools in Altoona, FL

Altoona School
42630 FL-19 · +1 352-669-3444

Rivendell Academy
18121 Boys Ranch Rd · +1 352-669-5487

Umatilla Elementary School
Umatilla, FL, United States · +1 352-669-3181

fha loan alachua
The cost of living and housing has risen considerably in recent years but is considered by many to be reasonable for a place with so many amenities, The central location and transportation network give excellent access to other areas in Florida, and air service is excellent. Not just Altoona, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Altoona Florida

North Lake Community Park

 

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