Apply for First Time Home Buyer Program in Apalachicola

First Time Home Buyer Apalachicola Florida

The Best Home Loans For First Time Home Buyers! CLICK HERE!

Apalachicola Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Apalachicola Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Apalachicola Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Apalachicola Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

A credit score of at least 580 for a 3% down home loan
A credit score of 500 to 579 for a 10% down payment
FHA loan with 3.5% down payment requirement
Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Apalachicola Florida. Use this application to pre-qualify and start shopping for your new home in Apalachicola Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Prequalify now to see how much of Loan you can qualify for.

Benefits of Being A First Time Home Buyer In Apalachicola Florida

Low down payment with a minimum of 3% down payment
Lower credit scores. Down to 580 to for 3.5% down payment
VA Loan with No down payment required
For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Simple Application and Approval Process
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.

Apalachicola is a city and the county seat of Franklin County, Florida, United States, on the shore of Apalachicola Bay, an inlet of the Gulf of Mexico. The population was 2,231 at the 2010 census. Apalachicola is most famous for its excellent quality oysters and so it is known as the oyster capital of the world. This is the place where most of Florida’s oysters are harvested. Also part of the thriving local fishing industry are blue crab, shrimp and varioust types of fish

Schools in Apalachicola, FL

Apalachicola Bay Charter School
98 12th St · +1 850-653-1222

Franklin Co Pub School Maint
166 Ave L · +1 850-653-9810

First Baptist Christian School
46 9th St · +1 850-653-9540

Country Living Magazine recently named Apalachicola one of the best small towns in Florida—and it doesn’t surprise us one bit! For many years, Apalachicola has been renowned as one of the friendliest towns in all of the Sunshine State. Not just Apalachicola, we are serving all of First Time Home Buyer Florida market.