Ashton Maryland’s #1 First Time Home Buyer loan lender. Helping borrowers in Ashton Maryland qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Ashton Maryland are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Ashton Maryland

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Laurel Maryland. Use this application to pre-qualify and start shopping for your new home in Upper Marlboro Maryland today!  Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Upper Ashton Maryland

Ashton is an unincorporated community in Montgomery County, Maryland, United States. The commercial center of Ashton lies at the junction of Route 108 and New Hampshire Avenue. It’s a very good place. Nice neighbors, and it is overall a nice place to live in and it is also safe! The area is filled with nice houses and safe neighborhoods where families can thrive.

Schools in Ashton, MD

Mater Amoris Montessori School

Ashton, MD, United States

Sherwood High School

Sandy Spring, MD, United States

Ashton Christian Preschool

Ashton, MD, United States

first time home buyer upper marlboro

The average listed home price is $525,000 up over 17% from 2020. As of Dec 2021 Ashton MD is a sellers market, this means that there are more people looking to buy than there are homes available. Not just Ashton, we are serving all of First Time Home Buyer Maryland market. Explore our dedicated pages for FHA Loan FloridaFHA Loan Maryland and First Time Home Buyer Maryland and apply online.

Things To Do In Ashton Maryland

  • Brookside Gardens (Conservatory, ponds & plants on 50 acres)
  • National Museum of Health and Medicine (Collection of medical specimens)
  • Butler’s Orchard (Farm with kids’ activities & a market)
  • Wheaton Regional Park (Playground, picnic area, carousel & more)
  • Clark’s Elioak Farm (Farm produce & adventures for kids)
  • National Capital Trolley Museum (Vintage streetcar displays & rides)

 

 

 

 

 

 

 

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