First Time Home Buyer Atlantic Beach Florida


First Time Home Buyer Atlantic Beach Florida
Atlantic Beach Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Atlantic Beach Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements.These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Atlantic Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Atlantic Beach Florida. Use this application to pre-qualify and start shopping for your new home in Atlantic Beach Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Atlantic Beach Florida

Home loan flip application


best mortgage rates

Atlantic Beach is a city in Duval County, Florida, United States and part of the Jacksonville Beaches communities. When the majority of communities in Duval County consolidated with Jacksonville in 1968, Atlantic Beach, along with Jacksonville Beach, Neptune Beach, and Baldwin, remained quasi-independent.

Schools in Atlantic Beach, FL

Atlantic Beach Elementary School
298 Sherry Dr · +1 904-247-5924

Neptune Beach Elementary
Neptune Beach, FL, United States · +1 904-247-5954

Mayport Elementary School
2753 Shangri La Dr · +1 904-247-5988

first time home buyer atlantic beach
Atlantic Beach is in Duval County and is one of the best places to live in Florida. In Atlantic Beach there are a lot of coffee shops and parks. Many young professionals and retirees live in Atlantic Beach and residents tend to lean conservative. The public schools in Atlantic Beach are above average. Not just Atlantic Beach, we are serving all of First Time Home Buyer Florida market.

EASY AS 1-2-3

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Discuss Loan Options

I would like to discuss my loan options


Quick Apply

I would like to apply for my loan myself

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I am shopping for a home and would like to pre-qualify for my price range.

Things To Do In and Around Atlantic Beach Florida

  • Kathryn Abbey Hanna Park (Surfing in the ocean & fishing in a lake)
  • Dutton Island Preserve (Fishing and kayaking)
  • Tide Views Preserve
  • Jack Russell Park
  • Howell Park
  • Johansen Park (Park and garden)



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