First Time Home Buyer Bay Harbor Islands Florida

Bay Harbor Islands Florida’s best rates ad terms for First Time Home Buyer loans. Helping borrowers in Bay Harbor Islands Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Bay Harbor Islands Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Bay Harbor Islands Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Bay Harbor Islands Florida. Use this application to pre-qualify and start shopping for your new home in Bay Harbor Islands Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Bay Harbor Islands Florida

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Bay Harbor Islands is a town in Miami-Dade County, Florida, United States. The population was 5,628 at the 2010 census. It is separated from the mainland by Biscayne Bay, over which the land masses are connected via the Broad Causeway.

Schools in Bay Harbor Islands, FL

Ruth K. Broad Bay Harbor K-8 Center
(31) · School
1155 93rd St · +1 305-865-7912
first time home buyer Bay_Harbor_Islands
Bay Harbor Islands is a suburb of Miami with a population of 5,861. Bay Harbor Islands is in Miami-Dade County and is one of the best places to live in Florida. In Bay Harbor Islands there are a lot of restaurants, coffee shops, and parks. Many families live in Bay Harbor Islands and residents tend to be liberal. Not just Bay Harbor Islands, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Bay Harbor Islands Florida

  • Haulover Park (Busy beachfront park with marina)
  • Oleta River State Park (Verdant escape from big-city stress)
  • Collins Avenue (Notable road for shopping & famed hotels)
  • Bal Harbour Beach (Beach)
  • Surfside Beach (Beach)
  • Biscayne Boulevard (Palm-lined strip with vintage motels)



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