First Time Home Buyer Belleair Beach Florida

  • As Low As 3% Down!
  • FICO starting at 550
  • Fast Closing
  • First Time Home Buyer Programs
  • Jumbo and Super Jumbo Loans
  • No Doc Loans for Business Owners
  • Foreign National and ITIN Loans


Belleair Beach Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Belleair Beach Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Belleair Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Belleair Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Belleair Beach Florida. Use this application to pre-qualify and start shopping for your new home in Belleair Beach Florida today! Purchase, Refinance, Cash Out Refinance.

Business owners can qualify with just bank statements or a business P&L “no doc” loan. 

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Belleair Beach Florida

Home loan flip application

Belleair Beach is a city in Pinellas County, Florida, United States. The population was 1,560 at the 2010 census. Cost of Living in Belleair Beach, Florida by Expense Category. Belleair Beach’s housing expenses are 115% higher than the national average and the utility prices are 16% higher than the national average.

Schools in Belleair Beach, FL

Florida School of Etiquette
+1 818-307-0179

Country Day School – Indian Rocks Beach
Indian Rocks Beach, FL, United States · +1 727-517-0775

Cottingham School
Indian Rocks Beach, FL, United States · +1 727-517-0775

first time home buyer Belleair Beach
Belleair Beach maintains a relaxed and peaceful atmosphere providing all the advantages of waterfront living and the charm of an old-fashioned neighborhood. Belleair Beach’s residents are proud to have preserved one of the last strictly residential beach communities in Pinellas County. Not just Belleair Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Belleair Beach Florida

  • Sand Key (Quiet area of a barrier island)
  • Gulf Boulevard (Long coastal road connecting beaches)
  • Florida Botanical Gardens (Acres of formal gardens & natural areas)
  • Fred Marquis Pinellas Trail (Popular urban park & recreation trail)
  • Heritage Village (Living history museum for all ages)
  • One-Tree Island



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