First Time Home Buyer Beltsville Maryland

First Time Home Buyer Beltsville Maryland

The Best Home Loans For First Time Home Buyers! CLICK HERE!

Beltsville Maryland’s #1 First Time Home Buyer loan lender. Helping borrowers in Beltsville Maryland qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Beltsville  Maryland  are backed by the Federal Housing Administration (FHA). These popular  first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Beltsville Maryland 

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Beltsville Maryland. Use this application to pre-qualify and start shopping for your new home in Beltsville Maryland today!  Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

First Time Home Buyer Home Loan - CLICK HERE!

Benefits of Being A First Time Home Buyer In Beltsville Maryland

  • Low down payment with a minimum of 3% down payment
  • Lower credit scores. Down to 580 to for 3.5% down payment
  • VA Loan with No down payment required
  • For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
  • Simple Application and Approval Process
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Home loan flip application
Prequalify for your First Time Home Buyer Loan - CLICK HERE!

Beltsville is a census-designated place in northern Prince George’s County, Maryland, United States. The community was named for Truman Belt, a local landowner. The population was 16,772 at the 2010 census. The 2020 census counted 20,133 residents. Beltsville includes the unincorporated community of Vansville.

Schools in Beltsville

Beltsville Academy
4300 Wicomico Ave · +1 301-572-0630

Vansville Elementary School
6813 Ammendale Rd #1243 · +1 301-931-2830

James E. Duckworth Regional School
11201 Evans Trail #3903 · +1 301-572-0620 

First Time Home Buyer - CLICK HERE TO QUALIFY
accokeek first time home buyer

The average listed home price is $525,000 up over 17% from 2020. As of Dec 2021 Beltsville MD is a sellers market, this means that there are more people looking to buy than there are homes available.  

first time home buyer programs in maryland, Arundel & Montgomery county

Things To Do In Beltsville Maryland

  • Greenbelt Park (Wooded suburban getaway with campgrounds)
  • Anacostia Tributary Trail System
  • Montpelier House Museum (Restored home with 18th-century
  • roots)
  • Little Paint Branch Park (Park and garden)
  • M-NCPPC Dinosaur Park (Archaeological site for dinosaur
  • fossils)
  • Sligo Creek Trail (Park and garden and running)

 

 

 

 

 

 

 

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